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February 2024 Archive for MoneyDig

By: AgFed Credit Union

Welcome to AgFed Credit Union's MoneyDig blog! 

Get confident about your personal finances with a number of articles, tips, advice and more.

Urge-to-Splurge

When Should I Give in to the Urge to Splurge?

 Feb 22, 2024
If you’ve been sticking to your budget faithfully for months, you’re probably feeling the urge to splurge. Guess what? It’s OK to do it! Just check out our tips.
Mortgage-Closing-Scams

Beware of Mortgage Closing Cost Scams

 Feb 20, 2024
Buying a new home puts you in the crosshairs of scammers looking for a big score. It’s easy to avoid them, though. Just follow our guide!
Preventing-Lifestyle-Creep

Preventing Lifestyle Creep from Overtaking Your Finances

 Feb 15, 2024
Have you ever found yourself daydreaming about how you will spend your next pay raise or bonus? However, before you know it, those funds are gone, and your goals remain incomplete. Where did all this new money go? It’s a phenomenon called lifestyle creep.
Retirement-Primer

The Retirement Primer - 5 Tips for a Successful Single Retirement

 Feb 13, 2024
Going into retirement single gives you a few additional challenges, but we’ve got help! Use our handy guide to be sure you’re ready to hit the golden years in stride.
Answering-Your-First-Time-Homebuyer-Questions

Answering Your First-Time Homebuyer Questions

 Feb 07, 2024
Buying a home is likely the most significant financial transaction you will make in your lifetime. While preparing to purchase a house is exciting, it’s understandable to feel a bit overwhelmed (especially as a first-time buyer). Take a deep breath and relax. We’re here to help ease your mind as we address some of the most commonly asked questions for first-time homebuyers.
How-to-Spoil-Your-Sweetheart-on-a-Budget

How to Spoil Your Sweetheart on a Budget

 Feb 05, 2024
Valentine’s Day is right around the corner, and everyone knows “Diamonds are a Girl’s Best Friend.” While that tune might ring true, crafting a memorable moment for your sweetheart doesn’t have to cost an arm and a leg. All it must do is come from the heart. So, let’s take a dip in the romance pool and find out how you can create an unforgettable Valentine’s Day for your sweetheart – without breaking the bank.
Best-Time-to-Buy-Furniture

Best Times to Buy - Furniture

 Feb 01, 2024
Does your furniture look like stuff you’ve seen piled on the side of the road? It’s time to replace it! But what’s the best time to shop? We’ve done the homework!