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November 2021 Archive for MoneyDig

By: AgFed Credit Union

Welcome to AgFed Credit Union's MoneyDig blog! 

Get confident about your personal finances with a number of articles, tips, advice and more.


Waging War Against Porch Pirates

 Nov 30, 2021
Holiday shopping season is upon us and your (not-so) friendly neighborhood porch pirates are gearing up to pilfer the holiday treasures being delivered to your doorstep. Here are some ways you can conquer the porch pirates and lay claim to the best holiday ever.

5 Scams to Avoid this Black Friday

 Nov 22, 2021
Black Friday and Cyber Monday can be great fun, but they can also put you at great risk. Scams abound on the weekend that heralds the holiday shopping season, and you don’t want a phishing scheme or a bogus bargain to turn you into a Grinch. Here are 5 scams to look out for as you brave the frenzied crowds while trying to snag the best deals after Thanksgiving.

The Promises and Perils of Buy Now, Pay Later

 Nov 16, 2021
Buy now, pay later (BNPL) programs almost seem too good to be true. You can actually walk away with that overpriced exercise bike, entertainment system, sectional sofa or anything else that caught your eye without having the money to pay for it now. And there are almost no eligibility requirements to qualify. However, upon closer inspection, BNPL isn’t really as great as it may appear. Let’s take a look at these programs, how they work and what to be aware of before you sign up.

Money Saving Tips for Turkey Day

 Nov 12, 2021
The holiday season is fast approaching and, much like last year, the holidays may be different. While you may still gather with family and friends, it’s likely those gatherings will be smaller in nature. And whether the holidays have affected you financially, chances are someone in your family or group of friends has been. Here are a few tips to keep the holidays joyful without extra cash — and to find moments of thankfulness with friends and family.

What Happens If You Max Out Your Credit Cards?

 Nov 09, 2021
Credit cards give you the convenience and freedom to shop practically anywhere, either online or offline, at any given time. However, this type of freedom can also create many financial hardships if not managed responsibly.

Pros & Cons of Buying a New vs. Used Vehicle

 Nov 04, 2021
Deciding between buying new or preowned is one choice that people tend to go back and forth with the most. Both options have pros and cons, so it’s important to consider all possibilities before heading to the dealership.

Consolidate Credit Card Debt Before the Holidays

 Nov 01, 2021
With the holiday season right around the corner, now’s the perfect time to get a handle on any outstanding credit card balances. The last thing you want to do is add costly holiday expenses onto existing balances – especially if that debt is already difficult to manage.