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March 2021 Archive for MoneyDig

By: AgFed Credit Union

Welcome to AgFed Credit Union's MoneyDig blog! 

Get confident about your personal finances with a number of articles, tips, advice and more.


4 Ways to Stop Impulse Buying

 Mar 30, 2021
Right now, you can easily buy anything you want with a quick tap on your phone or a swipe of your card at the store. Beyond that, both brick-and-mortar stores and websites push impulse purchases on you constantly, making it even harder to say no. But you can take control over impulse purchases — you just need to set a few rules.

You Can't Get More Local than a Credit Union

 Mar 24, 2021
The Federal Credit Union Act was signed into law in 1934 and credit unions have been at the forefront of community involvement and financial empowerment ever since then. Read on to learn how credit unions impact the local community.

The Best Home Improvements for Resale Value

 Mar 22, 2021
If you're considering selling your house in the future, it’s essential to understand the best home improvements for resale value. In order to get the most money for your house, your home must be in top-notch shape to attract buyers and get the highest offer possible — perhaps even a bidding war! Don't underestimate the value that even minor improvements to your home could add to your bottom line.

Spring Cleaning Your Finances

 Mar 19, 2021
Spring cleaning your home is probably not new to you. You declutter the garage, clean windows, wipe down baseboards, clear out your basement, and more. But, what about your finances? It pays to spend some time spring cleaning your finances too.

Preparing for a Bundle of Joy Without Spending a Bundle of Cash

 Mar 17, 2021
New or expecting parents may wonder how they could possibly afford to have a baby. Here are some pointers on how you can financially prepare for your bundle of joy.

Personal Loans: When your Wish List is Bigger than your Budget

 Mar 15, 2021
Is your wish list bigger than your budget? Personal Loans are incredibly flexible and there are more uses for them than you might think. Here are some useful and inventive ways to turn your wish list into your done list.

When is it Time to Ditch My Old Car?

 Mar 11, 2021
It's easy to find advice on how to buy a car, where to buy a car and even what cars to buy. What doesn't seem as common is advice on when and why to buy a car. Read on for answers to common questions about buying a new car.

What Not to do With Your IRS Tax Refund

 Mar 09, 2021
When you receive your tax refund, learning how to spend it wisely is your best bet. But you should also learn some of the ways you shouldn't be using it. Read on for ideas on how to use your tax refund and what you should avoid.

Are Apps Killing Your Budget?

 Mar 04, 2021
While there is most likely an app for that, these apps could be killing your budget. "In-app" purchases can add up quickly. Read on for tips on how to reign in your in-app spending.

The Benefits of Using Your Tax Refund as a Car Down Payment

 Mar 01, 2021
It's always a good idea to set some money aside when financing a vehicle. Here are five reasons why using your tax refund as a car down payment will benefit you.