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October 2021 Archive for MoneyDig

By: AgFed Credit Union

Welcome to AgFed Credit Union's MoneyDig blog! 

Get confident about your personal finances with a number of articles, tips, advice and more.


How to navigate charitable giving and avoid scams

 Oct 27, 2021
For AgFed and our members, charitable giving is a longstanding tradition, and many of us are really grateful for the opportunity to support those people who are making a difference out there. Unfortunately, there are quite a few dishonest charities and outright scams that well-intentioned people can mistakenly end up supporting, as well. So, how do we know if an organization is doing the right thing?

How to Transition from a Secured to Unsecured Credit Card

 Oct 25, 2021
A secured credit card is a great tool to either help you establish credit initially or assist in restoring your credit to boost your credit score. At some point, when your credit is fully established and in good standing, you’ll want to transition to a regular, unsecured credit card. Here are some tips to ensure that transition goes as smoothly as possible.

DIY Halloween décor

 Oct 22, 2021
Are you ready for Halloween? We’ve got some DIY decorating hacks that will make your home the spooky hit of the neighborhood without breaking the bank!

There's still time to take advantage of your home's equity!

 Oct 22, 2021
Fall is here, and a lot of the world is already preparing for cold winter nights and cozy sweaters. But don’t get ahead of yourself just because you’re already seeing holiday decorations in stores! There’s still plenty of decent weather left, and you have time to finish those home-improvement projects you had to delay this summer. Plus your contractors might appreciate the cooler temperatures! Here are 3 types of home improvement projects you still have time to tackle this Fall

A Savings Plan for Your Newborn

 Oct 19, 2021
Life can be pretty hectic as the parent of a newborn baby. Your mind is racing with thoughts of feedings, changing diapers, and sleep…much-needed sleep! Any financial thoughts are likely geared towards buying more diapers or formula. But this is also the best time to start saving for your child’s future.

What an IRA actually is and how to get started

 Oct 14, 2021
The key to being able to retire comfortably is to get things moving with a comprehensive plan. Starting an Individual Retirement Account (IRA) is one of the smartest and most secure ways to make sure you have what you need after your retirement.

Understanding the Home Inspection Process

 Oct 11, 2021
The home-buying process can be a little daunting – especially if it’s your first time. Lenders have many requirements that home-buyers must meet before they finance a home. One way that lenders protect themselves (and you!) is through a professional home inspection. This process identifies any potential problems that may affect the value of the home in the future.

10 Tips to Save Money at the Pump

 Oct 07, 2021
While fuel prices will always fluctuate with the economy, there are many things you can do now to help you save more at the pump. So whether you’re planning a road trip or want to lower your everyday expenses, follow these ten money-saving tips.

How to Refinance Loans with Bad Credit

 Oct 04, 2021
Just because you don’t have perfect credit now doesn’t mean you can’t take advantage of prime loan rates. With a bit of planning and preparation, it’s possible to boost your score in a few months with these tips.