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January 2022 Archive for MoneyDig

By: AgFed Credit Union

Welcome to AgFed Credit Union's MoneyDig blog! 

Get confident about your personal finances with a number of articles, tips, advice and more.

Buying-a-Used-Car

All You Need to Know About Buying a Used Car

 Jan 28, 2022
If buying a used car conjures up visions of getting rooked by a guy in a bad suit with slick hair, think again! You can get a fantastic deal if you shop carefully. Figure out exactly what you want, get your financing set up, search multiple places, get a vehicle history report and get your mechanic to check it out. Check out EVERYTHING on your test drive, and negotiate for your best price. Stay focused and be careful, and you’ll come out ahead of the game!
Break-the-Renting-Cycle

10 Steps to Break the Renting Cycle

 Jan 26, 2022
Home values continue to rise across the country, which is excellent news for homeowners and real estate investors. However, an unfortunate by-product of increasing home values is a subsequent increase in rent. If you’re currently renting an apartment or home, now may be the ideal time to break free from the rent cycle and invest in a house. However, before you jump straight into looking at new homes, there are steps you can take to make the financial transition as easy as possible.
Dispute-Credit-Report-Error

How to Dispute an Error on Your Credit Report

 Jan 20, 2022
Did you know that roughly a quarter of credit reports in a recent survey had errors in them? Is yours one? If you find a mistake on your report, we’ve got the steps you need to fix it!
Guide-to-Insurance

The Comprehensive Guide to Insurance Coverage

 Jan 18, 2022
If your eyes glaze over when someone starts talking about insurance, you’re not alone, but you need to know the facts when it comes to the different kinds of insurance and what they cover (and how they cover it). From health to auto and homeowners to life, there’s a ton you need to know!
PayDay-Loans

Why You Should Avoid Payday Loans

 Jan 13, 2022
Life can sometimes bring you unexpected challenges, and you might find yourself desperately in need of immediate cash. While using a payday loan may seem like a viable option, these loans can quickly spin out of control and put you into even greater debt.
Weight-Loss-Scams

Don't Get Caught in a Weight-Loss Scam

 Jan 11, 2022
With New Year’s weightloss resolutions and people trying to shed those quarantine pounds, weight-loss scammers are everywhere! Read our guide and don’t be their next victim!
Snowball-vs-Avalanche

Snowball Method vs Avalance Method - What's the Best Way to Tackle Debt

 Jan 07, 2022
Which hits harder, an avalanche or a snowball? Well, when we’re talking about paying off debt, it can be a tough choice! We’ll help you decide which method to use.
6-Steps-to-Crushing-Debt

6 Steps to Crushing Debt

 Jan 05, 2022
Are you buried under a pile of debt and convinced you’ll never dig out? All it takes is time, budgeting and organization to get you there. We’ve got plenty of tips to help!
New-Year-New-Money-Habits

New Year New Money Habits - How to Stick With it in 2022

 Jan 03, 2022
Are you tired of making New Year’s resolutions only to see them all fall by the wayside by March? We’ve got some great ways to help you keep your financial resolutions this year!