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May 2023 Archive for MoneyDig

By: AgFed Credit Union

Welcome to AgFed Credit Union's MoneyDig blog! 

Get confident about your personal finances with a number of articles, tips, advice and more.


Should I Get a Fixed-Rate or Adjustable-Rate Mortgage?

 May 31, 2023
When it’s time to pick a mortgage, you’ve really got two to choose from: an adjustable-rate mortgage or a fixed-rate mortgage. Let us help you decide with our guide!

8 Wise Money Moves to Make in Your 30s

 May 25, 2023
Much of your twenties is spent figuring out who you are and where you’re going in life. As you progress into your thirties, more pieces of that puzzle begin to fall into place. Use the following eight tips to strengthen your financial position and lay the groundwork for the goals you hope to achieve.

Affordable Sustainability - Reduce Your Energy Usage

 May 23, 2023
One of the best ways to live a sustainable lifestyle is to reduce your energy usage. Practicing energy efficiency enables you to lower your carbon footprint and help combat climate change, all while saving money on your energy bills. It’s truly a win-win! Let’s take a look at some ways you can reduce your energy usage and utilize the energy you do use more efficiently.

What to Buy and What to Skip on Memorial Day

 May 17, 2023
Ready for Memorial Day sales? You might be surprised at the things you should and shouldn’t buy this time of year. Check our guide for all the hottest deals!

Don't Fall For a Home Improvement Scam

 May 15, 2023
Springtime means home improvement time, but there are scammers out there looking to do a job … on your wallet! We’ll tell you what to look for.

Things to Consider When Gifting Money to Grandchildren

 May 11, 2023
Grandparents are famous for spoiling their grandchildren. And it’s so easy when they’re young. But what about larger gifts, such as contributing to their college fund or helping them buy their first car? While financial gifts can give your grandchild a head start in life, there are things to consider. Review the following tips to ensure you’re making wise decisions for everyone involved.

How to Make Your Dream Vacation a Reality

 May 08, 2023
For grand vacation, the key is preparation. From mapping out the entire trip to plotting the logistics and setting your budget, planning your perfect adventure will take time. Use the following guide to help you put your plans in motion for that once-in-a-lifetime excursion.

Looking for a Job? Scammers May Be Looking for you?

 May 05, 2023
Does that job offer sound too good to be true? It just might be …

Mothers Day on a Budget

 May 02, 2023
Mom taught you to be frugal. Here’s how to celebrate her teachings AND Mother’s Day!