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August 2022 Archive for MoneyDig

By: AgFed Credit Union

Welcome to AgFed Credit Union's MoneyDig blog! 

Get confident about your personal finances with a number of articles, tips, advice and more.


What to Buy and What to Skip in September

 Aug 31, 2022
September means Labor Day, the last big summer holiday, and there are deals to be had this month, as well as stuff to skip buying. We’ve got all the info you’ll need to shop smart!

Don't Get Caught in a Shopping Scam

 Aug 29, 2022
Online shopping is quick, convenient, easy … and full of scams if you’re not careful. We’ve got tips to help you steer clear of the scammers!

Buy Now, Pay Later: Is There a Catch?

 Aug 25, 2022
Everywhere you look lately, from grocery stores to online retailers, there is a “new” way to pay: Buy Now, Pay Later (BNPL). What makes the Buy Now, Pay Later option any different from credit cards? Why is it spreading like a wildfire among consumers as a preferred payment option? And is there a catch?

Should I Keep Cash at Home?

 Aug 23, 2022
Think that mattress full of money will protect you from inflation? Not only will it not work, but if a fire, theft or bugs gets to your cash, you’ll really be out of luck. We’ve got advice!

6 Tips to Help with Rising Childcare Costs

 Aug 19, 2022
Most new parents are shocked when they discover the cost of childcare today. With prices per child often near $1,000 per month, the total can become extremely expensive for those with multiple small children. Here are some steps you can take to lower childcare costs and better plan for the ongoing expenses.

How do I Read the Fine Print on my Credit Card Paperwork?

 Aug 15, 2022
Who really reads all the fine print on a credit card offer? If you’re one of the many who don’t, you could be setting yourself up for a rude awakening. Read our guide to find out what to watch for!

8 Tips if You're Living Paycheck to Paycheck

 Aug 11, 2022
Living paycheck-to-paycheck can be very draining and inadvertently affect everyone in your household. Breaking free from this financial cycle can often feel impossible. But there are moves you can make to begin building your savings and eliminate the stress of the paycheck-to-paycheck lifestyle. Here are eight tactics to explore that can help you get ahold of your finances.

8 Ways to Spot a Survey Scam

 Aug 09, 2022
Want to take surveys online to make some extra cash? It can be a great way to make pocket money, but watch out for scammers. We’ll help you stay safe!

The Pros and Cons of Buying a Car this Year

 Aug 04, 2022
It’s not all gloom and doom if you need to shop for a new car right now. At least interest rates are still low, even if supply is, too. Talk to AgFed about financing your new ride!

What to Buy and What to Skip in August

 Aug 01, 2022
There aren’t any major holidays in August, but there are still plenty of deals to be had! The end of summer brings hot deals on AC units and summer clothes, and we’ll tell you what else!