Every December, I draw up a list of New Year’s resolutions that look depressingly similar to the ones I wrote last year. How can I make things different this year?

The New Year is a great time to set goals and start fresh. Even if you’re not the best at saving money or cash always seems to be tight, we have ten tips to help you quickly boost your savings this year.

The term “credit card churning” refers to the act of repeatedly opening credit card accounts to earn the cash rewards, points, and miles that are awarded as signup bonuses. Then, once you’ve met the minimum requirements to receive your rewards, you close the cards before annual fees come due. While the practice promises quick rewards for cardholders, it also poses significant risks. Here’s what you need to know about credit card churning.

Tapping into your home’s equity is a great way to enhance your finances and build even more value in your home. Whether you’re interested in upgrading your house or consolidating debt, the longer loan terms and lower interest rates of home loans are sure to benefit you financially.

Repairing your credit can be an uphill battle. You’re looking at months of hard work, negotiating with creditors, reworking your budget and identifying the factors that are making your credit score lag. In short, it’s a hassle and it takes lots of time. There are legitimate credit repair companies, but without educating yourself, finding them instead of the scammers who only want your money can be tricky.

While the holidays are a time for cheer and spending time with family, many also experience heightened levels of stress. With all that has happened this year, you may find yourself more overwhelmed than usual as the holidays approach. However, there are things, even in these unsettling times, you can do to help reduce your stress during the holidays. Below are some tips to help you get through the holidays as stress-free as possible.

‘Tis the season to be jolly! And unfortunately, ‘tis also the season for scammers to go after your hard-earned dollars. Keep your money safe by reading up on the most common scams taking place this time of year and practicing caution.