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September 2023 Archive for MoneyDig

By: AgFed Credit Union

Welcome to AgFed Credit Union's MoneyDig blog! 

Get confident about your personal finances with a number of articles, tips, advice and more.


How to Maximize Your Returns Through Certificate Laddering

 Sep 27, 2023
Savers are rejoicing as rates continue their upward trend. However, many are reluctant to lock in their funds because they fear they will miss out on better rates down the road. So, how can you maximize your returns now without sacrificing higher rates in the future? It’s a unique strategy called certificate laddering.

How to Protect Yourself From Real Estate Wire Fraud

 Sep 25, 2023
Imagine saving money for years to buy your first home. Then, in the blink of an eye, your dream of owning a home, and your savings, are gone. It’s a nightmare scenario that’s becoming all too common. The best way to protect yourself from this type of scam is to familiarize yourself with how it works.

Affordable Sustainability - Tips for Building an Energy Efficient Home

 Sep 21, 2023
One of the best ways to practice affordable sustainability is energy efficiency in your new home. We’ve got some basic, easy steps you can use to get on the way!

Estate Planning: Peace of Mind for You & Your Family

 Sep 19, 2023
No one wants to picture a world without them; however, planning for this scenario is one of the most generous tasks you can undertake for those you love. It provides peace of mind, direction, and comfort, knowing your intentions will echo through the years - offering guidance when others need it most.

All You Need to Know About Pet Adoption Scams

 Sep 15, 2023
So, you’re ready to adopt a pet! Your life just won’t be complete without a fluffy little pal to share it with. Sadly, there are scammers looking to make your adoption a nightmare.

Short-Term Savings: Which Accounts Work Best?

 Sep 13, 2023
We all have financial goals we want to achieve one day. Different goals require different tools and tactics. For example, retirement planning relies heavily on tax-advantaged accounts and long-term investments. But what about short-term goals - those that you hope to achieve within two or three years?

I’ve Been Laid Off. Now What?

 Sep 07, 2023
Are you one the many who’s been hit with a layoff recently? It’s quite a shock to the system, but you’ll survive. We’ve got tips that will help get you back in the game!

Travel Hacks: 6 Ways to Save on Vacation Food Costs

 Sep 05, 2023
Eating while on vacation can blow the most carefully crafted budget. From finding street food to eating in, we’ve got some great ideas to help you save big money!