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November 2023 Archive for MoneyDig

By: AgFed Credit Union

Welcome to AgFed Credit Union's MoneyDig blog! 

Get confident about your personal finances with a number of articles, tips, advice and more.

Financially-Independent

What Does it Mean to Be Financially Independent?

 Nov 30, 2023
In finance, the phrase “financial independence” is tossed around frequently. The challenge is that this concept isn’t one-size-fits-all; it means different things to different people. This article addresses working-class adults and helping them build confidence and peace of mind, knowing they’re financially equipped to handle whatever comes their way.
Equity

Unlocking Your Home's Equity: A Responsible Approach

 Nov 28, 2023
One of the most significant financial benefits of being a homeowner is the ability to tap into your home’s equity. As savings balances continue to shrink due to inflation, more people are exploring home equity loans to fill the financial gaps. However, is this a smart use of your home’s equity?
Minimalism

Should I Adopt a Minimalist Lifestyle?

 Nov 22, 2023
Have you been thinking about the minimalist lifestyle? It’s not easy to follow, but the benefits can be big if you’re truly cut out for it. We’ve got the details!
CUR

What is my Credit Utilization Ratio?

 Nov 20, 2023
Everyone knows credit scores carry significant weight in today’s financial world. Another key figure is your credit utilization ratio., which plays two substantial roles – it impacts your overall credit score and helps lenders determine how responsibly you manage particular debts.
Third-Party-App-Scams

Beware of Third-Party App Scams

 Nov 16, 2023
Do you use Zelle, Venmo or another payment app? Some of the latest scams involve victims being tricked into revealing personal info or allowing access to their phones. We’ve got help!
Was-there-a-Credit-Union-at-the-First-Thanksgiving

Was There a Credit Union at the First Thanksgiving?

 Nov 14, 2023
The short answer is no, there was not. However, the Pilgrims did believe in many of the principles that would come to define the credit union movement that swept the globe in the 19th and 20th centuries.
Amazon

7 Ways to Cut Back on Amazon Spending

 Nov 08, 2023
Is Amazon taking up a bigger portion of your budget than it ought to? Does the driver consider you one of his regulars? We can help you kick the habit … or at least make it cost less!
Save-Money-on-Holiday-Travel

Ways to Save Money on Holiday Travel

 Nov 06, 2023
With the holiday season right around the corner, you may already be thinking about your travel plans. Whether you’re heading home to be with family, visiting friends, or going on a well-deserved vacation, travel costs can consume a significant portion of your holiday budget.
Green-Cleaning-Solutions-for-Your-Home_(1)

Affordable Sustainability - Green Cleaning Solutions For Your Home

 Nov 02, 2023
We’ve got DIY cleaning hacks that actually work, will save you big money and keep harmful chemicals out of your home environment. Check it out!
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