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Credit Cards


Tap into the power of AgFed’s VISA® Platinum and VISA® Classic with no balance transfer fees, no international convenience fees and no annual fees.


AgFed offers four excellent credit card programs and no matter which one you choose, you have:

  • 2.99% APR1 balance transfer offer*
  • Cash access convenience - create your own PIN to access cash instantly!2
  • Worldwide acceptance, wherever VISA is accepted
  • 24 hours cash advance capabilities
  • 24/7 customer service access

Protect Your Investment. Don’t let life ruin your credit!

btn_ProtectYourself_1 Credit Card Loan Protection Calculator

Protecting what’s important in your life is easy and affordable with AgFed’s Member Loan Protection. This voluntary loan payment protection offers relief from the financial burden of delinquency or default if a protected life event happens to you, such as, disability, involuntary unemployment or even loss of life. Speak with a representative today to enroll.

Credit Cards FAQs

Verified by Visa®

AgFed and Visa® offer you an exceptional level of security, giving you confidence whenever you use your Visa® credit card. In addition to those layers of protection, Visa® offers the Verified by Visa® service, which helps prevent unauthorized online use before it happens by confirming your identity.

More information and to register for Verified by Visa ® program.

eStatement Enrollment

To enroll in eStatements for your AgFed VISA® card, log in to your AgFed account, click on “Account Access,” and then follow the instructions below:

  • Log into your Credit Card account (the Recent Activity page will open).
  • Click on the "Online Services" link (top right side of page).
  • Under the "My Profile" section, click on the "Enroll in E-Statements" link.
  • Enter your email address on the next page.
  • A confirmation page will give you a confirmation for reference.

If your VISA® card is lost or stolen, call (866) 820-5794 to report it to Cardholders Services.

Mailing Address for Visa Credit Card Payments ONLY:
AgFed Credit Union
PO Box 71050
Charlotte, NC 28272-1050

1. APR = Annual Percentage Rate. 2. Cash advance amount may be limited to your available credit. A 2% transaction fee applies to all cash advance transactions. Please refer to your initial Credit Card disclosures or call (800) 449-7728 for complete details. *Promotional rate is effective as of 12/01/14 and may change at any time without advance notice. Rate quoted is for balance transfers from non-AgFed accounts only. Rate applicable for 12 months from the first qualifying transaction. Rate will revert to the current VISA Platinum rate after 12 months. Limited time offer. AgFed reserves the right to withdraw this offer at any time without prior notice.


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