Leave high rates behind with a 0% APR Balance Transfer for 12 Months!*
Apply for an AgFed Visa® Classic or Visa® Platinum to take advantage of this balance transfer offer.
Transfer your balance through Digital Banking:
*APR is Annual Percentage Rate. Rate quoted is for balance transfers from non-AgFed accounts only. Balance transfer rate applicable for 12 months from the first qualifying transaction. APR will revert to your approved VISA® credit card rate based on card type after 12 months. APR is based on the Prime Rate published in the Wall Street Journal plus or minus a margin and based on evaluation of credit. A balance transfer transaction fee of 4% of the dollar amount of balances transferred will apply per balance transfer, or $15, whichever is greater and will be reflected as a finance charge. This is a limited time offer. AgFed reserves the right to withdraw this offer at any time without notice. Certain conditions and restrictions may apply. Cardholder agreement will be provided when approved. Qualification for the VISA® credit card is based on credit evaluation and other factors.
(1) APR is Annual Percentage Rate.
(2) AgFed VISA® Platinum and AgFed VISA® Classic have no annual fee. Other fees may apply. Refer to the full credit card disclosure provided at account opening.
(5) APR is based on the Prime Rate published in the Wall Street Journal plus or minus a margin and based on evaluation of credit. Your APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate. Prime Rate is 6.75% as of 12.15.2025.