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Visa Secured

Our Secured VISA® card gives you the boost you need to establish or re-establish your credit. You must maintain a share savings account balance(3) equal to the credit line you wish to receive.



  • Rate of 17.90% APR(1)
  • $25 Annual Fee
  • Minimum balance of $500
  • Credit lines up to $10,000
  • FREE, 24/7 online access through Online Banking
  • No foreign transaction fees
  • Travel insurance
  • 25-day grace period on purchases
  • Loan payment protection(2)

Credit Cards FAQs

Visa Secured

Loan Type Annual Fee APR(1)
Visa Classic Secured(3) $25 17.90%


(1) APR is Annual Percentage Rate. All loans are subject to credit approval. Terms and conditions may change; member will be given advanced notice. Certain restrictions and conditions may apply.
(2) This is a voluntary payment protection program offered to protect our members and it is not a condition of granting credit.
(3) Secured VISA® Classic - the funds in this account will be pledged to secure your line of credit and cannot be withdrawn, for 30 days after your VISA® card is closed and paid in full.