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Visa Platinum

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Life rewards us when we make smart choices and you’ve made another smart one by getting an AgFed VISA Platinum Credit Card. Now, the only difficult choice is which great program you want!

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1. Visa Platinum with Rebate

  • Great purchase rate of 12.90% APR(1)(3)(5)
  • Up to 1.25% cash rebates on all purchases**
  • 2.99% APR* balance transfer rate
  • Cash access convenience - create your own PIN to access cash instantly!(7)
  • NO annual fees
  • NO balance transfer fees
  • NO international transaction fees
  • Worldwide purchasing power, wherever VISA® is accepted
  • Travel protection
  • Loan payment protection(4)
  • Credit limits up to $30,000 available

2. Visa Platinum no Rebate

  • Excellent purchase rate as low as 9.25% APR(1)(5)
  • 2.99% APR* balance transfer
  • Cash access convenience - create your own PIN to access cash instantly!(7)
  • NO annual fee
  • NO balance transfer fee
  • NO international transaction fee
  • Worldwide purchasing power, wherever VISA® is accepted
  • Travel protection
  • Loan payment protection(4)
  • Credit limits up to $30,000 available

Credit Card FAQs

VISA Platinum

Loan Type Annual Fee APR(1)
Visa Platinum with rebates(5) None 12.90%
Visa Platinum no rebates(2)(5) None as low as 9.50% (Prime + 6.00%)

 

(1) APR is Annual Percentage Rate. All loans are subject to credit approval. Terms and conditions may change; member will be given advanced notice. Certain restrictions and conditions may apply.
(2) APR is based on the Prime Rate published in the Wall Street Journal plus or minus a margin and based on evaluation of credit. Your APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate. Prime Rate is 3.25% as of the effective date indicated above. 
(3) APR is based on the Prime Rate published in the Wall Street Journal plus or minus a margin and based on evaluation of credit. Your actual APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate.
(4) This is a voluntary payment protection program offered to protect our members and it is not a condition of granting credit.
(5) Qualification for a VISA® Classic/Platinum is based on a credit evaluation and other factors. Cardholder agreement will be provided when approved.
(7) Cash advance amount may be limited to your available credit. A 2% transaction fee applies to all cash advance transactions. Please refer to your initial Credit Card disclosures or call (800) 449-7728 for complete details.
*Rate quoted is for balance transfers from non-AgFed accounts only. Rate applicable for 12 months from the first qualifying transaction. Rate will revert to the current VISA Platinum rate after 12 months. Limited time offer.
**Rebate is based on purchases only and is calculated on net purchases. Rebate amount is automatically credited to your AgFed VISA® account monthly. Account must be open and in good standing to earn and receive rebates. Rebate is non-transferable.

  • 0.50% for net monthly purchases up to the first $1,500.00

  • 1.00% for remainder net monthly purchase over $1,500.00

  • Additional 1.25% on all gas purchases

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