(1) APR is Annual Percentage Rate. Rates effective as of 01/01/2020. All loans are subject to credit approval. Terms and conditions may change; member will be given advanced notice. Certain restrictions and conditions may apply.
(2) APR is based on the Prime Rate published in the Wall Street Journal plus or minus a margin and based on evaluation of credit. Your APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate. Prime Rate is 4.75% as of the effective date indicated above.
(3) This is a voluntary payment protection program offered to protect our members and it is not a condition of granting credit.
(4) Qualification for a VISA® Classic/Platinum is based on a credit evaluation and other factors. Cardholder agreement will be provided when approved.
(5) Cash advance amount may be limited to your available credit. A 3% transaction fee applies to all cash advance transactions. Please refer to your initial Credit Card disclosures or call (800) 449-7728 for complete details.
*Rate quoted is for balance transfers from non-AgFed accounts only. Rate applicable for 9 months from the first qualifying transaction. Rate will revert to the current VISA® Platinum rate after 9 months. Limited time offer.
**Rebate is based on purchases only and is calculated on net purchases. Rebate amount is automatically credited to your AgFed VISA® account monthly. Account must be open and in good standing to earn and receive rebates. Rebate is non-transferable.
0.50% for net monthly purchases up to the first $1,500.00
1.00% for remainder net monthly purchase over $1,500.00
Additional 1.25% on all gas purchases