(1) APR is Annual Percentage Rate. All loans are subject to credit approval. Terms and conditions may change; member will be given advanced notice. Certain restrictions and conditions may apply.
(2) Cash advance amount may be limited to your available credit. A 3% transaction fee applies to all cash advance transactions. Please refer to your initial Credit Card disclosures or call (866) 820-5794 for complete details.
(4) This is a voluntary payment protection program offered to protect our members and it is not a condition of granting credit.
(5) Qualification for a VISA® Classic/Platinum is based on a credit evaluation and other factors. Cardholder agreement will be provided when approved.
* Promotional rate is effective as of 4/1/2025 and may change at any time without advance notice. Rate quoted is for balance transfers from non-AgFed accounts only. Rate applicable for 12 months from the first qualifying transaction. Rate will revert to the current VISA® rate after 12 months. APR is based on the Prime Rate published in the Wall Street Journal plus or minus a margin and based on an evaluation of credit. A balance transfer fee of 4% of the dollar amount of balances transferred will apply, or $15, whichever is greater and will be reflected as a finance charge. Limited time offer. AgFed reserves the right to withdraw this offer at any time without notice.