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Visa Classic

Visa Classic

No matter where life takes you, you can count on AgFed’s low rate VISA® Classic credit card to give you the flexibility you need.


Great features:

  • Rate of 17.90% APR(1)
  • Cash access convenience - create your own PIN to access cash instantly!(2)
  • No Annual Fee
  • 0% APR(1) balance transfer offer for 15 months*
  • FREE, 24/7 online access through Online Banking
  • No foreign transaction fees
  • Travel insurance
  • Credit lines up to $10,000
  • 25-day grace period on purchases
  • Loan payment protection(4)

Visa Classic

Loan Type Annual Fee APR(1)
Visa Classic(5) None 17.90%


(1) APR is Annual Percentage Rate. All loans are subject to credit approval. Terms and conditions may change; member will be given advanced notice.  Certain restrictions and conditions may apply. (2) Cash advance amount may be limited to your available credit. A 3% transaction fee applies to all cash advance transactions. Please refer to your initial Credit Card disclosures or call (866) 820-5794 for complete details.
(4) This is a voluntary payment protection program offered to protect our members and it is not a condition of granting credit.
(5) Qualification for a VISA® Classic/Platinum is based on a credit evaluation and other factors. Cardholder agreement will be provided when approved.

*Promotional rate is effective as of 09/01/2021 and may change at any time without advance notice. Rate quoted is for balance transfers from non-AgFed accounts only. Rate applicable for 15 months from the first qualifying transaction. Rate will revert to the current VISA® rate after 15 months. APR is based on the Prime Rate published in the Wall Street Journal plus or minus a margin and based on an evaluation of credit. A balance transfer fee of 3% of the dollar amount of balances transferred will apply, or $10, whichever is greater. Limited time offer. AgFed reserves the right to withdraw this offer at any time without notice.