No matter where life takes you, you can count on AgFed’s low rate VISA® Classic credit card to give you the flexibility you need.

Great features:

• A low rate of 16.15% APR⁽¹⁾
• Cash access convenience - create your own PIN to access cash instantly!⁽²⁾
• No Annual Fee
• 1.99% APR⁽¹⁾ balance transfer rate*
• No Balance Transfer Fee
• FREE, 24/7 online access through Online Banking
• No foreign transaction fees
• Travel insurance
• Credit lines up to $10,000
• 25-day grace period on purchases
• Loan payment protection⁽⁴⁾

(1) APR is Annual Percentage Rate. All loans are subject to credit approval. Terms and conditions may change; member will be given advanced notice.  Certain restrictions and conditions may apply. (2) Cash advance amount may be limited to your available credit. A 3% transaction fee applies to all cash advance transactions. Please refer to your initial Credit Card disclosures or call (800) 449-7728 for complete details.
(4) This is a voluntary payment protection program offered to protect our members and it is not a condition of granting credit.
(5) Qualification for a VISA® Classic/Platinum is based on a credit evaluation and other factors. Cardholder agreement will be provided when approved.

*Rate quoted is for balance transfers from non-AgFed accounts only. Rate applicable for 9 months from the first qualifying transaction. Rate will revert to the current VISA® credit card rate after 9 months. Limited time offer.