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Pathway Loan

AgFed Pathway Loan


Introducing the Pathway Loan - your key to unlocking a bright future! This innovative lending solution isn't just a loan, it's a stepping stone towards success. Whether you're looking to pursue your passion, cover unexpected expenses, or whatever your personal reason, the Pathway Loan provides the financial support you need to thrive. 

Pathway Loan Details:

  • Up to $1,000 with no credit check1
  • Fixed rate of 13.89% APR2
  • Term of up to 12 months
  • Apply online or in a branch

To qualify, you must:

  • Be an AgFed member for a minimum of one year
  • Be in good standing, with no delinquent or charged off AgFed accounts at the time of application
  • Have no delinquencies on any AgFed Loan in the past 12 months
  • Have no delinquencies on any Holiday Fun/Summer Splash Loan in the past 24 months
  • Pay an application fee of $20.003


(1) No credit check is required, however, the loan payment history will be reported. A non-refundable application fee of $20.00 is collected regardless of whether the application is approved or not. Member must meet all requirements to qualify. To qualify an applicant must be an AgFed member for a minimum of 12 months. Applicant must be a member in good standing, with no negative shares, no AgFed charge-offs, no delinquent AgFed accounts, no delinquencies on any AgFed loans for 12 months, and no delinquencies on Summer Splash/Holiday Fun Loan in the past 24 months. Maximum loan amount is $1,000.00. Only one Pathway Loan may be issued per member and no more than two approved loans per calendar year. The 2nd approved loan, if a refinance of a Pathway Loan, will result in less than $1000 cash disbursed.  AgFed reserves the right to terminate this promotion at any time without notice. Certain restrictions and conditions may apply.

(2) APR is Annual Percentage Rate. The published rate is effective 03.04.2024 and may change at any time without notice. Maximum loan amount is $1,000.00. The estimated monthly payment for a $1,000 Pathway Loan with a 12-month term at a rate of 13.89% APR is $89.77. 

(3) A non-refundable application fee of $20.00 is collected from every application regardless of whether credit is extended. This is to cover the actual costs of processing.