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Student Loan Resources

Student Loans

Are you struggling with student loan payments? We're here to help!  Our partnership with LendKey means you can save on refinancing your student loans or get low-rate private student loans.

Select the type of loan you're interested in below and find a solution that fits your unique financial situation.

Student Loan Refinancing



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Private Student Loan



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Student Loan Refinancing

Refinance your existing student loans with AgFed to lower your monthly payments and simplify your finances.1



Why refinance with us?

  • Simplify Your Finances — With one easy monthly payment, you won't need to keep track of multiple bills.
  • Competitive Interest Rates — We can help you replace those high interest rates with a rate that better fits your budget and lifestyle. 
  • No Origination Fee — Why pay us money to process your loan application? We'll never charge you any origination fees.
  • Manage Your Loan — Our online portal lets you check your balance, make payments, and access your account anytime — day or night.




Private Student Loans

If your scholarship and federal loans are not enough to cover the total cost of your tuition, AgFed Credit Union can help! A private student loan2 can be used to pay for all qualified education expenses like tuition, books and room/board.

  • Competitive fixed and variable rate options
  • Complete your entire application online in minutes
  • Available for both undergraduate and graduate school

Consider adding a cosigner to get the best rate during your application process!

Don’t wait – secure your funding for next semester today!


(1) Refinancing Federal Student Loans: Please be aware that you may potentially lose certain benefits associated with your federal student loans by refinancing such federal loans with a private student loan consolidation. These benefits may include favorable repayment options, loan and fixed interest rates, extended loan terms, and loan forgiveness. We strongly advise that you seek professional advice and examine the benefits and options before refinancing your federal loans. It is important to us that you are comfortable with potentially forfeiting benefits that may not be offered through our consolidation loan.

(2) Private student loans should be used as supplemental funding after exhausting all sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit