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Member Loan Protection

Preserve your standard of living.

Long-term unemployment in the United States has risen to its highest level since the Great Depression, as those who have lost jobs have found it difficult to find new ones(1).

Whether you're taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble because life happens. No one ever expects to lose their job, become disabled due to an illness or injury or pass away - leaving your family with the burden of your loan balance.

Help play it safe.

Member Loan Protection* is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements ease the enrollment process.

Protecting your loan payment is easy!

If a protected life event happens to a protected borrower or co-borrower on the loan, Member Loan Protection will either reduce or cancel the repayment of your AgFed loan. With Member Loan Protection, you rest easier when you don’t have to worry about making your AgFed loan payments during a time when your income may be reduced or lost while paying other household bills becomes challenging.

Protected events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war

Call 202-479-2270 and ask about protecting your loans, today!

Below are the links for the Member Loan Protection Calculators:

  • btn_ProtectYourself_1 Auto (with GAP) Loan Protection Calculator
  • btn_ProtectYourself_1 Signature, LifeLine of Credit, Better Way, and Shared Secured Loan Protection Calculator
  • btn_ProtectYourself_1 Credit Card Loan Protection Calculator
  • btn_ProtectYourself_1 Home Equity Loan Protection Calculator

(1) Source:, On the Unemployment Line, Unable to Move, July 11, 2009.

*Member Loan Protection is a debt protection product offered by Agriculture Federal Credit Union. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact an Agriculture Federal Credit Union loan officer for additional information on benefit maximums, eligibility, limitations, and a copy of your contract.