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Personal Loans

What would you do with your personal loan? We have many options just for you…


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Limited-time offer: Receive 0.25% off your Personal Loan rate for amounts up to $5,000.00.* Use promo code 6490 when applying.

Borrow for a dream vacation, new furniture, to consolidate existing debt or any worthwhile purposes, AgFed's low rate Personal Loans deliver the solution you need.

Approved members will enjoy:

  • Loan amounts of $500 to $30,000
  • Flexible repayment terms up to 60 months
  • No prepayment penalty
  • Predictable payments for the life of your loan
  • Loan payment protection available

Use our budget calculator to help you plan.

Protect your family, your lifestyle and your credit

Protecting what’s important in your life is easy and affordable with AgFed’s Member Loan Protection. This voluntary loan payment protection offers relief from the financial burden of delinquency or default if a protected life event happens to you, such as disability or loss of life. Speak with a representative today to enroll.

Personal Loan FAQs

Personal Loan

Loan Type Maximum Term APR (1) as low as
Fixed up to 12 months 6.49%
Fixed up to 24 months 7.49%
Fixed up to 36 months 8.49%
Fixed up to 48 months 9.99%
Fixed up to 60 months 10.99%


Example payment: The estimated monthly payment for a $1,000 personal loan with a 12 month term at a rate of 6.49% APR is $86.30.

(1) APR is Annual Percentage Rate. Rates are subject to change without notice. Rate may vary as it is determined by an evaluation of credit, amount, term and other factors. Term is determined by loan amount. Actual rate may vary. All loans are subject to credit approval. Certain restrictions and conditions may apply. Post-secondary school loans not eligible.

*This is a limited time offer valid only for amounts up to $5,000.00. AgFed reserves the right to terminate or amend this and any other offer at any time without notice.