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First Mortgages


Refinance and Purchase SPECIALS:
$3,500(1) towards closing costs on Fixed Mortgages and ARMs, .25% OFF all ARM rates(1), and as little as 3% down(2)! Plus, $250 mortgage referral BONUS*.

Whether you are buying your 1st home, your dream home or refinancing your existing home, AgFed with our trusted partners, have the options and resources to help you make the home buying or refinance process easier.

Buying or Selling? Get the information you need to make the process hassle-free with AgFed, CU Realty and Credit Union Mortgage Association (CUMA).

Search for Your Dream Home

Get in Your Dream Home Today

Get started with your home buying process today and get these great benefits:

  • Historically Low Rates for home purchase
  • MONEY BACK just for buying your home with a trusted source – 20% rebate on an approved agent’s commission.
  • Search the MLS database to make your shopping easier.
  • Research property values and neighborhood demographics.
  • And so much more!

Refinancing? AgFed with Credit Union Mortgage Association (CUMA) brings you what you value most, mortgage refinance options that save you money. Start Your Savings Today

Don’t wait another day, we are still offering HISTORICALLY LOW RATES!

AgFed with CUMA offers:

Mailing Address for Mortgage Payments ONLY:
AgFed Credit Union
P.O. Box #1145
Fairfax, VA 22038

First Mortgage FAQs

(1) Promotion is valid only for adjustable rate and fixed rate first mortgages with a maximum term of 15 years, not to exceed 80% loan to value or for first time home buyers (have not owned a property within the last 3 years) with a maximum loan to value of 90%. Property must be located in an U.S. state or the District of Columbia, excluding Hawaii or Texas. Offer is not available for investment or non-owner occupied properties. AgFed will pay up to $3,500 in closing costs per loan and no part of the closing cost credit will be given as cash to the borrower(s). Closing cost offer is limited up to $3,500 per loan based on the loan amount. ($0 to $199,999 = $1,500, $200,000 to $299,999 = $2,500, $300,000 and over = $3,500). 0.25% discount is only available to adjustable rate mortgages. This offer is for a limited time and AgFed has the right to discontinue at anytime without prior notice. Existing AgFed mortgage refinances are ineligible. Certain restrictions and conditions may apply.
(2) To qualify for the 3% down payment program, PMI and qualifications for minimum credit score and debt to income ratio apply.
*Referring member must be 18 years of age or older, in good standing and not have caused a loss to the Credit Union to participate. New members must meet all eligibility requirements for membership to qualify. All mortgage referrals must be funded in order for both parties to qualify for referral bonus. All new accounts are subject to approval. Mortgage referral bonus is considered as taxable interest. It is the responsibility of the member to report interest earned to the IRS.

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