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New and Used Auto Loans

Auto Loans

Auto loans with AgFed are a breeze. Before you go shopping, let AgFed help you get prepared! From our fast pre-approval process to getting hassle-free, pre-negotiated prices on hundreds of models, AgFed will get you in that dream car in no time!

Receive a $50 VISA® Gift Card When You Finance Your Car with Us!2

For a limited time only, you'll receive a $50 VISA® gift card when purchasing or refinancing a new or used vehicle!2

Features of an AgFed Auto Loan:

Financing options on new and used vehicles
Express Draft for enhanced negotiating and purchasing power
Free purchase assistance program for pre-negotiated prices through United Buying Service (UBS)
Convenient payment options include Online Banking and Mobile Banking
Low cost GAP and Member Loan Protection available
Determine what you can afford with our Auto Loan Calculator

Auto Loan FAQs

Vehicle Loans

New Cars, Trucks, & Vans

Loan Type	Maximum Term	APR ⁽¹⁾as low as
Fixed	up to 36 months	2.49%
Fixed	up to 48 months	2.99%
Fixed	up to 60 months	3.24%
Fixed	up to 72 months	3.49%
Fixed	up to 84 months	4.49%

Example payment: The estimated monthly payment for a $20,000 new auto loan with a 60 month term at a rate of 3.24% APR is $361.55.

Used Cars, Trucks, & Vans

Loan Type	Maximum Term	APR ⁽¹⁾as low as
Fixed	up to 36 months	3.74%
Fixed	up to 48 months	3.99%
Fixed	up to 60 months	4.24%
Fixed	up to 72 months	4.74%
Fixed	up to 84 months	4.99%

Example payment: The estimated monthly payment for a $20,000 used auto loan with a 60 month term at a rate of 4.24% APR is $370.55.

(1) APR is Annual Percentage Rate. AgFed reserves the right to change the published rate at anytime without advance notice. Rate may vary as it is determined by an evaluation of credit, amount, term and other factors. Term is determined by loan amount. Actual rate may vary. All loans are subject to credit approval.

(2) Member must finance a minimum of $10,000 for new or used auto to receive a $50 VISA gift card. The $50 gift card will be mailed to the member 15 days after loan closing. This is a limited time offer and AgFed has the right to discontinue it at any time without prior notice. This offer excludes the refinancing of current AgFed auto loans. Offer cannot be combined with any other promotions.

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