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Mechanical Repair Coverage

Mechanical Repair Coverage1

Optional protection against costly repairs

A breakdown can be troubling enough without the added worry of expensive repairs. That's why we offer Mechanical Repair Coverage. Mechanical Repair Coverage may help limit the cost of covered vehicle repairs and help protect your finances. Call us today at (202) 479-2270 or email to learn more about this essential coverage. Click here for a detailed e-brochure.


As your vehicle gets older, the risk and cost of repairs increases. And the average cost of these repairs can be expensive.2
Zone-of-Risk Car-Image


With Mechanical Repair Coverage you can enjoy many valuable benefits:

  • No out of pocket expenses (except for any deductible): The plan pays the repair facility directly for the covered repair.3
  • Good at any authorized repair facility in the United States or Canada
  • 24-hour emergency roadside assistance: up to $125 per occurrence; includes towing, battery jumpstart, fluid delivery, flat tire assistance, extraction assistance and lock-out service.4
  • Substitute Transportation: Up to $50 per day up to a maximum of 10 days available on the first day of a covered repair.5
  • Cancel for a full refund on unused coverage within 60 days.6
  • Plus much more!



Contact us to ask about Mechanical Repair Coverage today!

(1) Coverage not available in CA or FL.

(2) Actual costs may vary by vehicle year, make, and model. Prices are based on actual claim experience of Consumer Program Administrators, Inc. and its affiliated companies’ customers as of September 2022. Your experience may be different.

(3) Not all Maintenance Services and Parts may be covered. Refer to your plan's "Maintenance & Parts This Service Contract/Policy Does not Cover" and "Service Contract/Policy Limitations" for Maintenance Services and Parts not covered.

(4) Benefit does not include extraction assistance.

(5) Benefit of up to $50 per day (10-day maximum); available on the first day of a covered repair; benefit is rental reimbursement.

(6) Full refund available only if coverage is unused in the first 60 days. If used or cancelled after 60 days, refund is prorated less administrative fees. Cancellation administrative fees vary by state.

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc.

The purchase of Mechanical Repair Coverage is optional. This webpage provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, condition and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured of like kind and quality.