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Visa Platinum

Two Powerful Options. One Trusted VISA® Platinum Card.

Whether you want cash rebates or simple, flexible credit — AgFed’s VISA® Platinum cards come with the global access, protection, and benefits you deserve, all with no annual fee.

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VISA® Platinum

Simple and flexible purchasing power

Purchase rate as low as 12.75% APR⁽¹⁾⁽⁴⁾
0% APR balance transfer offer for 12 months*
NO annual fee or international transaction fees
Cash access convenience — create your own PIN⁽⁵⁾
Worldwide purchasing power
Travel & payment protection options⁽³⁾
Credit limits up to $30,000

VISA® Platinum with Cash Rebates

Earn while you spend — up to 1.25% cash back

Purchase rate of 16.15% APR^(1)(2)(4)
Up to 1.25% cash rebates on all purchases**
0% APR balance transfer offer for 12 months*
NO annual fee or international transaction fees
Cash access convenience — create your own PIN⁽⁵⁾
Travel & payment protection options⁽³⁾
Credit limits up to $30,000

View Credit Card FAQs

VISA Platinum

Loan Type	Annual Fee	APR⁽¹⁾
Visa® Platinum with rebates⁽⁵⁾	None	16.15%
Visa® Platinum no rebates⁽²⁾⁽⁵⁾	None	as low as 12.75% (Prime + 6.00%)

⁽¹⁾ APR is Annual Percentage Rate. Rates effective as of 12/15/2025. All loans are subject to credit approval. Terms and conditions may change; member will be given advanced notice. Certain restrictions and conditions may apply.

⁽²⁾ APR is based on the Prime Rate published in the Wall Street Journal plus or minus a margin and based on evaluation of credit. Your APR will be disclosed at the time of credit approval. Not all applicants will qualify for the lowest rate. Prime Rate is % as of the date above.

⁽³⁾ This is a voluntary payment protection program offered to protect our members and it is not a condition of granting credit.

⁽⁴⁾ Qualification for a VISA® Classic/Platinum is based on a credit evaluation and other factors. Cardholder agreement will be provided when approved.

⁽⁵⁾ Cash advance amount may be limited to your available credit. A 3% transaction fee applies to all cash advance transactions. Please refer to your initial Credit Card disclosures or call (866) 820-5794 for complete details.

^* Promotional rate is effective as of 4/1/2025 and may change at any time without advance notice. Rate quoted is for balance transfers from non-AgFed accounts only. Rate applicable for 12 months from the first qualifying transaction. Rate will revert to the current VISA® rate after 12 months. APR is based on the Prime Rate published in the Wall Street Journal plus or minus a margin and based on an evaluation of credit. A balance transfer fee of 4% of the dollar amount of balances transferred will apply, or $15, whichever is greater and will be reflected as a finance charge. Limited time offer. AgFed reserves the right to withdraw this offer at any time without notice.

^** Rebate is based on purchases only and is calculated on net purchases. Rebate amount is automatically credited to your AgFed VISA® account monthly. Account must be open and in good standing to earn and receive rebates. Rebate is non-transferable.
0.50% for net monthly purchases up to the first $1,500.00
1.00% for remainder net monthly purchase over $1,500.00
1.25% on all gas purchases

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