👻 Disclosures

• * The borrower may elect to defer the first scheduled loan repayment for a period of up to 90 days from the date the loan is disbursed. To qualify, the loan amount must be at least $10,000 and the loan term must be a minimum of 24 months. No cash out. Interest will accrue from the date the loan is funded. The original loan term will remain unchanged, and the deferred interest will be included in the remaining repayment schedule. This promotional offer, including the 90-day payment deferral, $100 off GAP, $100 off Mechanical Repair Coverage, and the 0.15% rate discount for autopay cannot be combined with any other auto loan offers.
• (1) APR is Annual Percentage Rate. The advertised rate of 4.14% APR includes a 0.15% rate discount for setting up automatic payments at the time of loan origination. Rate discount will be applied based on the applicant's qualified rate. AgFed reserves the right to change the published rate at any time without advance notice. Actual rate may vary as it is determined by an evaluation of credit, amount, term and other factors. Term is determined by loan amount. All loans are subject to credit approval. Certain restrictions and conditions may apply. Example payment: The estimated monthly payment for a $20,000 new auto loan with a 36-month term at a rate of 4.14% APR is $591.88.
• (2) The purchase of Guaranteed Asset Protection (GAP) is optional. GAP is not intended to replace your automobile insurance. It does not provide bodily injury, property damage, liability, or collision insurance and does not comply with any financial responsibility or any other law mandating motor vehicle insurance. All new or used motor vehicles with a maximum loan of $100,000 are eligible. Benefit coverage limits up to $50,000 with a loan term up to 84 months. Maximum loan to value paid on claim is 125%.
• (3) The purchase of Mechanical Repair Coverage is optional. Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by Trustage. Coverage not available in CA or FL.
• (4) Auto loan rate discount of 0.15% is available when automatic payments are set up at the time of loan origination. Offer does not apply to AgFed internal refinances or previously funded auto loans. Rate discount offer of 0.15% will be applied based on the applicant's qualified rate. Discount must be requested during the application process and all required forms must be completed at loan closing. Certain restrictions and conditions may apply. AgFed reserves the right to amend or withdraw this offer at any time without prior notice.
• ** New vehicles are the two (2) latest model years, currently 2024 and 2025. Used vehicles are currently 2018 model year to 2023. Minimum loan amount for a 72 month term is $25,000.00. Minimum loan amount for an 84 month term is $35,000.00.
• *** Older used vehicles are 2017 model year and older. Financing is limited to $50,000.00 and loan terms cannot exceed 72 months. Financing for older used vehicles is available for up to 100% LTV.