Disclosures
(1) APR is Annual Percentage Rate. AgFed reserves the right to change the published rate at any time without advance notice. Rate may vary as it is determined by an evaluation of credit, amount, term and other factors. Term is determined by loan amount. Actual rate may vary. All loans are subject to credit approval.
(2) To qualify for the rate discount, your application must be submitted between June 30, 2025, and July 8, 2025, and the loan must be disbursed by July 20, 2025. If refinancing, Loan must be transferred from another financial institution. Rate discount offer of 0.30% will be applied based on the applicant's qualified rate. Rate discount only applies to Auto Loans financed with terms of 48 months or more. Applicants may also receive $100 off of optional Guaranteed Asset Protection (GAP) and/or $100 off Mechanical Repair Coverage (MRC) when added the auto loan with a minimum amount of $10,000. Discount is applied at the time of loan funding and reflects a reduction in the standard cost of the selected protection product(s). This is a limited-time offer. AgFed reserves the right to terminate or amend this offer at any time without notice. Certain restrictions and conditions may apply. This offer may not be combined with other offers. Use promo code 0725 when applying.
(3) Guaranteed Asset Protection (GAP) is not intended to replace your automobile insurance. It does not provide bodily injury, property damage, liability, or collision insurance and does not comply with any financial responsibility or any other law mandating motor vehicle insurance. All new or used motor vehicles with a maximum loan of $100,000 are eligible. Benefit coverage limits up to $50,000 with a loan term up to 84 months. Maximum loan to value paid on claim is 125%.
(4) The purchase of Mechanical Repair Coverage is optional. Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. Coverage not available in CA or FL.
** New vehicles are the two (2) latest model years, currently 2024 and 2025. Used vehicles are currently 2019 model year to 2023 for terms up 72 months and 2020 model year to 2023 for terms up to 84 months. Minimum loan amount for a 72 month term is $25,000.00. Minimum loan amount for an 84 month term is $35,000.00.
*** Older used vehicles are the 3 oldest model years, currently 2016 to 2018. Financing is limited to $50,000.00 and loan terms cannot exceed 60 months.