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Visa Secured

Build or Rebuild Credit with the AgFed VISA® Secured Card

 

The AgFed Secured VISA® Card helps you establish credit responsibly while enjoying 24/7 access, purchase protection, and no foreign transaction fees.

You must maintain a share savings account equal to your requested credit line(3).

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Secured VISA® Highlights

  • Rate of 17.90% APR(1)
  • $25 Annual Fee
  • Minimum secured balance of $500
  • Credit lines available up to $10,000
  • 24/7 online access with Online and Mobile Banking
  • No foreign transaction fees
  • Travel insurance protection
  • 25-day grace period on purchases
  • Loan payment protection(2)

Credit Card FAQs

Who Should Consider a VISA® Secured Card?

 
  • First-time borrowers looking to establish a credit history
  • Students building responsible credit early
  • Members rebuilding credit after financial challenges
  • Anyone who prefers secured spending tied to savings
  • Those who want a simple card with convenient access

Visa Secured

Loan Type Annual Fee APR(1)
Visa Classic Secured(3) $25 17.90%

 

(1) APR is Annual Percentage Rate. All loans are subject to credit approval. Terms and conditions may change; member will be given advanced notice. Certain restrictions and conditions may apply.

(2) This is a voluntary payment protection program offered to protect our members and it is not a condition of granting credit.

(3) Secured VISA® Classic – the funds in this account will be pledged to secure your line of credit and cannot be withdrawn, for 30 days after your VISA® card is closed and paid in full.

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