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Student Loan Resources

Managing student loans doesn’t have to feel overwhelming. Through our partnership with LendKey, AgFed gives you smarter options, from refinancing existing loans to funding your next semester with confidence.

Choose the path that fits your goals and take control of your student finances today.

Student Loan Refinancing

Lower your rate, simplify your payments, and find financial breathing room.

Refinance Today

Private Student Loans

Cover your college costs with flexible funding designed for students like you.

Apply Today

Student Loan Refinancing

Refinance your existing student loans with AgFed to lower your monthly payments and simplify your finances.¹

Why It’s a Smart Move

Simplify Your Finances

Combine multiple student loans into one easy monthly payment. No more juggling multiple due dates.

Competitive Rates

Replace high-interest loans with a lower rate that fits your budget and lifestyle.

No Origination Fee

We’ll never charge an origination fee — just savings from day one.

24/7 Account Access

Check your balance, make payments, or manage your loan anytime, anywhere.

Refinance Today

Private Student Loans

If scholarships and federal loans don’t cover your total tuition costs, AgFed Credit Union can help. A private student loan² can fill the gap — covering tuition, books, housing, and other qualified education expenses.

Why It’s Worth Considering

Flexible Rate Options

Choose between competitive fixed or variable interest rates that fit your goals.

Fast Online Application

Apply securely online in under five minutes.

Undergraduate & Graduate Support

Funding available for both undergraduate and graduate students, with personalized terms.

No Origination Fee

We’ll never charge an origination fee — just savings from day one.

Don’t wait — secure your funding for next semester today.

Apply Today

(1) Refinancing Federal Student Loans

Please be aware that you may potentially lose certain benefits associated with your federal student loans by refinancing such federal loans with a private student loan consolidation. These benefits may include favorable repayment options, loan and fixed interest rates, extended loan terms, and loan forgiveness.

We strongly advise that you seek professional advice and examine the benefits and options before refinancing your federal loans. It is important to us that you are comfortable with potentially forfeiting benefits that may not be offered through our consolidation loan.

(2) Private Student Loans

Private student loans should be used as supplemental funding after exhausting all sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans.

For more information on federal loans, visit studentaid.gov.

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