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Personal Loans

One loan, many possibilities

Get flexible financing for nearly any purpose.

Whether you're consolidating debt, covering large expenses, or funding something personal, AgFed Personal Loans offer flexible borrowing solutions with member-friendly terms.

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Loan Benefits

Loan Amounts

Borrow $500 to $30,000 based on your needs and eligibility.

Flexible Terms

Repay over a term that works for you—up to 60 months.

No Prepayment Penalties

Pay off your loan anytime with no additional fees.

Predictable Payments

Fixed-rate loan means your monthly payment stays consistent.

Not sure how a loan fits your budget? Try our Loan Calculator.

Protect What Matters

Protecting what’s important in your life is easy and affordable with AgFed's Member Loan Protection.

This voluntary loan payment protection offers relief from the financial burden of delinquency or default if a protected life event happens to you, such as disability or loss of life.

Speak with a representative today to enroll.

Personal Loan FAQs

Personal Loan

Loan Type	Maximum Term	APR ⁽¹⁾as low as
Fixed	up to 60 months	9.99%

Example payment: The estimated monthly payment for a $1,000 personal loan with a 36-month term at a rate of 9.99% APR is $32.27.

⁽¹⁾ APR is Annual Percentage Rate. Rates are subject to change without notice. Rate may vary as it is determined by an evaluation of credit, amount, term and other factors. Term is determined by loan amount. Actual rate may vary. All loans are subject to credit approval. Certain restrictions and conditions may apply. Post-secondary school loans not eligible.

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