Personal_Internal-Header-MA-2025-rate

Find a Location

Personal Loans

Borrow to Grow

 

Expand your possibilities with an AgFed Personal Loan.

Whether you're consolidating debt, covering large expenses, or funding something personal, AgFed Personal Loans offer flexible borrowing solutions with member-friendly terms.

Loan Benefits

 

Loan Amounts

Borrow $500 to $30,000 based on your needs and eligibility.

 

Flexible Terms

Repay over a term that works for you—up to 60 months.

 

No Prepayment Penalties

Pay off your loan anytime with no additional fees.

 

Predictable Payments

Fixed-rate loan means your monthly payment stays consistent.

Not sure how a loan fits your budget? Try our Loan Calculator.

Protect What Matters

Protecting what’s important in your life is easy and affordable with AgFed's Member Loan Protection.

This voluntary loan payment protection offers relief from the financial burden of delinquency or default if a protected life event happens to you, such as disability or loss of life.

Speak with a representative today to enroll.

Personal Loan FAQs

Personal Loan

Loan Type Maximum Term APR (1) as low as
Fixed up to 36 months 9.99%
Fixed 37 - 60 months 12.74%

 

Example payment: The estimated monthly payment for a $1,000 personal loan with a 36-month term at a rate of 9.99% APR is $32.27.

(1) APR is Annual Percentage Rate. Rates are subject to change without notice. Rate may vary as it is determined by an evaluation of credit, amount, term and other factors. Term is determined by loan amount. Actual rate may vary. All loans are subject to credit approval. Certain restrictions and conditions may apply. Post-secondary school loans not eligible.