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Money Market Savings

Money Market Savings

Enjoy ultimate flexibility with a higher rate of return.

Money Market Savings are ideal for emergency accounts or short-term savings without being locked into a fixed rate/long term commitment. 



Open a tiered Money Market Savings and as your balance grows, your yield will increase. Your account pays monthly dividends and with your money market account you get:

  • Convenient account access and the freedom to manage your account online
  • No early withdrawal penalty

Money Market Savings FAQs

Money Market Savings

Balance Amount



Frequency APY*
$0 - $2,499 0.05% Monthly 0.05%
$2,500 - $9,999 1.09% Monthly 1.10%
$10,000 - $49,999 1.39% Monthly 1.40%
$50,000 - $99,999 1.59% Monthly 1.60%
$100,000 - $249,999 1.69% Monthly 1.70%
$250,000+ 1.79% Monthly 1.80%


*APY is Annual Percentage Yield. Rates are subject to change without notice. Dividends will be compounded and credited monthly. Monthly dividend periods begin on the first day of the calendar month and dividends are paid on the last day of the calendar month. Dividends are calculated based on average daily balance. There is no minimum balance requirement for Money Market accounts. If the balance in the account falls below $2,500.00, the rate on dividends earned will be based on the current Primary Savings Account rate. Withdrawals can be made by check, online, debit card, in person, or through any AgFed-owned ATM. The minimum check amount that can be written from a Money Market account is $500.00. It should state on the face of the check that it is not valid for less than $500.00.