*APY is Annual Percentage Yield. Rates are subject to change without notice. Dividends will be compounded and credited monthly. Monthly dividend periods begin on the first day of the calendar month and dividends are paid on the last day of the calendar month. Dividends are calculated based on average daily balance. There is no minimum balance requirement for Money Market accounts. If the balance in the account falls below $2,500.00, the rate on dividends earned will be based on the current Primary Savings Account rate. Withdrawals can be made by check, online, debit card, in person, or through any AgFed-owned ATM. The minimum check amount that can be written from a Money Market account is $500.00. It should state on the face of the check that it is not valid for less than $500.00.