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Money Market


Money Market accounts are ideal for emergency accounts or short-term savings without being locked into a fixed rate/long term commitment. 


Open a tiered Money Market account with $2,500 and as your balance grows your yield will increase. Your account pays monthly dividends and with your money market account you get:

  • Competitive rates
  • Up to six withdrawals per month
  • By check
  • Online
  • In person
  • Through any AgFed owned ATM
  • Convenient account access and the freedom to manage your account online
  • No early withdrawal penalty

Money Market FAQs

Money Market

Minimum balance to open - $2,500. 

Balance Amount



Frequency APY*
$0 - $2,499 0.05% Monthly 0.05%
$2,500 - $9,999 0.10% Monthly 0.10%
$10,000 - $24,999 0.15% Monthly 0.15%
$25,000 - $49,999 0.20% Monthly 0.20%
$50,000 +  0.25% Monthly 0.25%


*APY is Annual Percentage Yield. Rates are subject to change without notice. For share accounts in which transfer limitations apply, no more than six (6) pre-authorized, automatic, or telephone transfers may be made from these accounts to another account of yours or to a third party in any month. Withdrawals can be made by check, online, in person, or through any AgFed-owned ATM. The minimum check amount that can be written from a Money Market account is $500.00. It should state on the face of the check that it is not valid for less than $500.00

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