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High Yield Youth Savings

Oh what fun it is to save! 

Youth accounts earn 6.00% APY on balances up to $1,000.*

 

Are you ready to supercharge your child's financial future? We've made saving money even more rewarding for young savers! New and existing All-Stars and Young Millionaires accountholders will earn 6.00% APY on balances up to $1,000.*

Get your kids started early on the right path to savings with high yield youth savings. We have two accounts dedicated to our younger members. 

 

All-Stars Account

We developed the All-Stars account to help young kids, ages 12 and under, learn basic money management skills. The account can be opened with just $5. All-Stars accountholders will earn 6.00% APY on balances up to $1,000.* Dividends are compounded and credit monthly so children can see their balance growing. Additionally, each child will receive our All-Stars Newsletter twice a year.  

Open an All-Stars Account

 

Young Millionaires' Account

Our Young Millionaires account was developed to help teenagers, ages 13-17, get started on a lifetime of good money management skills. The account can be opened with just $5. Young Millionaires accountholders will earn 6.00% APY on balances up to $1,000.* Dividends are compounded and credited monthly so they can see their savings grow. Other benefits include free online and mobile banking. Children ages 16 and older may be able to open a free checking account and get a debit card with the parent as joint owner.

Open a Young Millionaires' Account

 

 

Youth Savings FAQs

All-Stars/Young Millionaires

Balance Amount

Dividend

Rate

Frequency APY*
$0.01 - $1,000 5.84% Monthly 6.00%
$1,000.01+ 0.05% Monthly 0.05%

 

*APY is Annual Percentage Yield. All-Stars and Young Millionaires accounts will earn 6.00% APY on balances up to $1,000. Balances over $1,000 will earn 0.05% APY. Advertised APY of 6.00% is effective as of 12.12.2024. Dividends are compounded and credited monthly, based on the Average Daily Balance. The dividend rate is paid on the portion of the Average Daily Balance within each balance tier. Rates are set by the Credit Union and are subject to change at any time. The All-Stars savings account is only for members ages 0-12. The Young Millionaires savings account is only for members ages 13-17. Account must be opened with a minimum deposit of $5 to receive dividends. Certain conditions and restrictions may apply. Limited to one account per social security number. Click here to view the complete Share Rate/Truth in Savings disclosure