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Youth Savings

You are never too young to start saving!

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Get your kids started early on the right path to savings. We have two accounts dedicated to our younger members. 

Penny Savers' Club Account

We developed the Penny Savers to help young kids, age 9 and under, learn basic money management skills. You can open the account with just $5. All deposits earn dividends, so your child can watch their savings grow. Statements are mailed quarterly, which provide an excellent teaching opportunity about dividends and savings for young children. Additionally, each child will receive our Penny Savers Newsletter twice a year.  

Young Millionaires' Club Account

Our Young Millionaires' Club was developed to help teenagers, ages 10-17, get started on a lifetime of good money management skills. You can open the account with just $5. All deposits earn dividends. There are no monthly maintenance fees no matter how small your balance is and statements are mailed quarterly. Other benefits include free online banking and free educational seminars when school is out. If you are 16 years or older, you may be able to open a free checking account and get a debit card with your parent as joint owner.

Youth Savings FAQs

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