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Youth Savings FAQs

Youth Savings Questions

Questions & Answers

If a member is under the age of 18, can they apply for a loan, Visa debit card or overdraft protection?

If a member is a minor, they cannot apply for a loan or for overdraft protection.  However, members who are 16 to 17 years old may have a checking account with a debit card, with a $250.00 daily limit, when a parent or guardian is joint on their membership.

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Do you have special savings programs for my children?

Yes.  AgFed offers a Super Savers account for children up to 9 years of age and a Young Millionaires Club for children ages 10 to 17.  Both of these programs offer savings accounts with no fees and other advantages.

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