High Yield Youth Savings

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Savings That Grow with Every Stage

Earn 6.00% APY on balances up to $1,000*

It’s never too early to build smart financial habits. Our Youth Savings Accounts help young members start strong with high-yield dividends, simple access, and great tools for future success.

We offer two accounts tailored to different age groups:

All-Stars Account (Ages 12 & Under)

Earn 6.00% APY on balances up to $1,000*
Open with a $5 minimum deposit
Monthly dividends help teach savings growth
Parent or guardian required as joint owner

Open an All-Stars Account

Young Millionaires Account (Ages 13–17)

6.00% APY on balances up to $1,000*
Open with a $5 minimum deposit
Manage savings with Mobile and Online tools
Eligible for checking & debit card at age 16+
Parent or guardian required as joint owner

Open a Young Millionaires Account

Youth Savings FAQs

All-Stars/Young Millionaires

Balance Amount	Dividend Rate	Frequency	APY*
$0.01 - $1,000	5.84%	Monthly	6.00%
$1,000.01+	0.05%	Monthly	0.05%

Balance Amount

Dividend

Rate

Frequency

APY*

$0.01 - $1,000

5.84%

Monthly

6.00%

$1,000.01+

0.05%

Monthly

0.05%

*APY is Annual Percentage Yield. All-Stars and Young Millionaires accounts will earn 6.00% APY on balances up to $1,000. Balances over $1,000 will earn 0.05% APY. Advertised APY of 6.00% is effective as of 4.10.2025. Dividends are compounded and credited monthly, based on the Average Daily Balance. The dividend rate is paid on the portion of the Average Daily Balance within each balance tier. Rates are set by the Credit Union and are subject to change at any time. The All-Stars savings account is only for members ages 0–12. The Young Millionaires savings account is only for members ages 13–17. Account must be opened with a minimum deposit of $5 to receive dividends. Certain conditions and restrictions may apply. Limited to one account per social security number. Click here to view the complete Share Rate/Truth in Savings disclosure.

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