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Savings

Savings That Support Your Goals

 

Whether you're building an emergency fund, saving for vacation, or just getting started—AgFed has an account for you.

AgFed’s Share Savings Account is your first step toward financial wellness. With just $5 to open, you gain access to all the benefits of membership and a reliable way to grow your money. Dividends are paid quarterly and there are no monthly maintenance fees—just savings that work with your life.

Looking for higher earning potential? Consider our Money Market or Certificate options for even more growth.

Holiday Club

Plan ahead and save all year for seasonal expenses. Funds are automatically transferred to your savings account each November.

Open Account
Vacation Club

Save for your next big adventure with a separate account you can access any time. Perfect for weekend getaways or dream destinations.

Open Account
Second Savings

Set up a secondary savings account to organize your finances. Ideal for budgeting, big purchases, or emergency funds.

Open Account

Share Savings & Share Checking

Account Type

Minimum

to Open

Average

Daily Balance

Dividend

Rate

Frequency

APY*
Base Share $5 $0 - $99.99 0.00% Quarterly 0.00%
    $100 - $2,499.99 0.02% Quarterly 0.02%
    $2,500 - $9,999.99 0.02% Quarterly 0.02%
    $10,000+ 0.02% Quarterly 0.02%
Vacation Club $0 $0 - $99.99 0.00% Quarterly 0.00%
    $100 - $2,499.99 0.02% Quarterly 0.02%
    $2,500 - $9,999.99 0.02% Quarterly 0.02%
    $10,000+ 0.02% Quarterly 0.02%
Holiday Club** $0 $0-$99.99 0.00% Quarterly 0.00%
  $0 $100 - $2,499.99 0.02% Quarterly 0.02%
  $0 $2,500 - $9,999.99 0.02% Quarterly 0.02%
    $10,000+ 0.02% Quarterly 0.02%
Basic Checking $0 N/A 0.00% N/A N/A
IRA Share Savings $5 N/A 0.05% Quarterly 0.05%

 

*APY is Annual Percentage Yield. Rates are subject to change without notice.

Early withdrawal fee applies. Click here to view Schedule of Fees.