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Member Benefits

Member Benefits

Being an AgFed member means more than just banking. You're part of a community built on service, value, and financial well-being. Here’s how we can help you thrive.

Everyday Services Designed for You

Checking That Works for You

Choose between Basic or Advantage Checking

Enjoy easy access, no monthly fees, and digital tools with both options—plus earn high-yield dividends with Advantage Checking.

Basic Checking | Advantage Checking

Smart Savings Options

Save more, faster.

From everyday savings to higher-yielding products, grow your balance with options designed around your goals.

Start Saving

Low-Rate Loans

Flexible borrowing when you need it.

Affordable rates on personal, vehicle, mortgage loans more.

See Loan Options

Convenient Electronic Services

Secure access—anytime, anywhere.

Manage your money from home or on the go with our digital tools.

Get Started

Exclusive Member-Only Perks

TruStage® Insurance

Protect What Matters Most

Get life, auto, and home insurance designed for credit union members—often at lower group rates.

Explore Insurance Options

IdentityIQ® Protection

Stay Safe, Stay Secure

Get identity monitoring, dark web scans, and alerts to help protect your personal info.

Protect My Identity

Auto Buying Center

Shop Smarter

Compare prices, browse local inventory, and apply for pre-approval—all in one place.

Start Car Shopping

Love My Credit Union Rewards

National Discounts, Local Power

Save on estate planning, tax services, and more—just for being a member.

Claim My Discounts

How We're Different from a Bank

AgFed Credit Union Big Banks
Owned by members like you Owned by shareholders
Focus on member service Focus on profit
Lower or no fees Higher fees
Earnings reinvested to benefit members Earnings paid to shareholders

Maximize Your Membership

Not sure which products or benefits are right for you? Our team is here to help you make the most of everything AgFed has to offer.

Connect With Us