Refinance lower payments on auto loans

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Refinance

Auto Loan Refinance

Switch gears on your high auto loan payment with another financial institution by refinancing with AgFed!  Apply today to learn how our easy refinancing process could lower your monthly payments and save you money.

Plus, receive a 0.15% rate discount if the Auto Loan is funded within 7 days!*

Apply for a Loan

 

Features of Auto Loan Refinance:

 

Apply by phone at 888-451-5626, online or by visiting any branch.

 

 

Vehicle Loans

New Cars, Trucks, & Vans**

Model Year Loan Type Term APR (1) as low as
2020 - 2021 Fixed Up to 36 months 2.14% 
2020 - 2021 Fixed Up to 48 months 2.74% 
2020 - 2021 Fixed Up to 60 months 2.89% 
2020 - 2021 Fixed Up to 72 months 2.99%
2020 - 2021 Fixed Up to 84 months 4.49%

Example payment: The estimated monthly payment for a $20,000 new auto loan with a 60 month term at a rate of 2.89% APR is $358.42.

Used Cars, Trucks, & Vans**

Model Year Loan Type Term APR (1) as low as
2015 - 2019 Fixed Up to 36 months 2.99% 
2015 - 2019 Fixed Up to 48 months 3.74% 
2015 - 2019 Fixed Up to 60 months 3.89% 
2015 - 2019 Fixed Up to 72 months 3.99%
2017 - 2019 Fixed Up to 84 months 5.49%

Example payment: The estimated monthly payment for a $20,000 used auto loan with a 60 month term at a rate of 3.89% APR is $367.37.

Older Used Cars, Trucks, & Vans***

Model Year Loan Type Term APR (1) as low as
2012-2014 Fixed Up to 60 months 6.50% 

Example payment: The estimated monthly payment for a $20,000 older used auto loan with a 60 month term at a rate of 6.50% APR is $391.37.

(1) APR is Annual Percentage Rate. AgFed reserves the right to change the published rate at anytime without advance notice. Rate may vary as it is determined by an evaluation of credit, amount, term and other factors. Term is determined by loan amount. Actual rate may vary. All loans are subject to credit approval.

*Rate discount offer of 0.15% will be applied based on the applicant's qualified rate. The loan must be funded within seven (7) business days to qualify for rate discount offer. Offer does not apply to AgFed internal refinances, previously funded auto loans or any auto loans funded after the seven (7) business days period. AgFed reserves the right to amend or withdraw this offer at anytime without prior notice. Certain restrictions and conditions may apply.

** New vehicles are the 2 latest model years, currently 2020 and 2021. Used vehicles are currently 2015 model year to 2019 for terms up 72 months and 2017 model year to 2019 for terms up to 84 months. Financing is available up to 125%. Minimum loan amount for 72 month term is $30,001.00. Minimum loan amount for 84 month term is $40,001.00.

*** Older used vehicles are the 3 oldest model years, currently 2012 to 2014. Financing is limited to $50,000.00 and loan terms cannot exceed 60 months.

 

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