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Refinance

Auto Loan Refinance

Switch gears on your high auto loan payment with another financial institution by refinancing with AgFed! Apply today to learn how our easy refinancing process could lower your monthly payments and save you money.

Receive a $50 VISA® Gift Card When You Refinance Your Car with Us!2

For a limited time only, you'll receive a $50 VISA® gift card when purchasing or refinancing a new or used vehicle!2

Features of Auto Loan Refinance:

Enjoy the savings of lower monthly loan payments
Financing options on cars, trucks and SUVs up to 9 model years old
Convenient payment options include Online Banking and Mobile Banking
Low cost GAP and Member Loan Protection available
Calculate your savings with our Auto Loan Calculator

Apply by phone at 888-451-5626, online or by visiting any branch.

Vehicle Loans

New Cars, Trucks, & Vans

Loan Type	Maximum Term	APR ⁽¹⁾as low as
Fixed	up to 36 months	2.49%
Fixed	up to 48 months	3.24%
Fixed	up to 60 months	3.49%
Fixed	up to 72 months	3.74%
Fixed	up to 84 months	4.24%

Example payment: The estimated monthly payment for a $20,000 new auto loan with a 60 month term at a rate of 3.49% APR is $363.76.

Used Cars, Trucks, & Vans

Loan Type	Maximum Term	APR ⁽¹⁾as low as
Fixed	up to 36 months	3.49%
Fixed	up to 48 months	3.74%
Fixed	up to 60 months	3.99%
Fixed	up to 72 months	4.49%
Fixed	up to 84 months	4.74%

Example payment: The estimated monthly payment for a $20,000 used auto loan with a 60 month term at a rate of 3.99% APR is $368.25.

(1) APR is Annual Percentage Rate. AgFed reserves the right to change the published rate at anytime without advance notice. Rate may vary as it is determined by an evaluation of credit, amount, term and other factors. Term is determined by loan amount. Actual rate may vary. All loans are subject to credit approval.

(2) Members must finance a minimum of $10,000 to receive a $50 VISA gift card. The $50 gift card will be mailed to the member 15 days after loan closing. This is a limited time offer and AgFed has the right to discontinue it at any time without prior notice. This offer excludes the refinancing of current AgFed auto loans. Offer cannot be combined with any other promotions.

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