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AgFed is here to support our members and their families during the uncertain times of a government shutdown. We are offering assistance to federal government employees and contractors who have been impacted by the shutdown to help them meet their financial obligations.

Special Assistance for Consumer Loans with Skip-a-Pay¹

Members affected by the shutdown may be able to defer payments on their AgFed consumer loans during the furlough period with the Skip-a-Payment option.¹ Contact us online or call (202) 479-2270 for more information.

Personal Loan Option

Rates as low as 9.99% APR²
Flexible repayment terms up to 60 months
First payment deferred up to 45 days
Apply online or call 24/7 Loans-by-Phone at (888) 451-5626

Government Shutdown Loan

Low rate of 6.49% APR³
Loan amounts up to $6,000⁴
6-month term
No credit check
First payment deferred up to 30 days
Apply online or call 24/7 Loans-by-Phone at (888) 451-5626
To qualify, you must:
- Be an existing AgFed member
- Be a federal government employee impacted by the government shutdown
- Have an existing bi-weekly direct deposit to AgFed of at least $400

Access Your Accounts Anywhere

AgFed offers a nationwide network of Credit Union Service Centers and surcharge-free ATMs so you can always access your funds. Just enter your ZIP code in the "Find a Location" tool to get started.

Plus, enjoy 24/7 digital banking with our upgraded Online Banking and Mobile Banking platforms.

Download our Mobile App:

Need Help?

To discuss these loan options or get personalized assistance, call us at (202) 479-2270 or email members@agfed.org. We're here to help!

Proof of furlough may be required. Skip-A-Pay may not be available on all loan types. Eligibility requirements and applicable fees may apply.
APR is Annual Percentage Rate. Rates are subject to change without notice. Rate may vary as it is determined by an evaluation of credit, amount, term, and other factors. Term is determined by loan amount. Actual rate may vary. All loans are subject to credit approval. Certain restrictions and conditions may apply. Post-secondary school loans not eligible. Example payment: $1,000 personal loan with 12-month term at 9.99% APR = $87.90/month.
Advertised Annual Percentage Rate (APR) is effective as of October 1, 2025, and may change without notice. Loan term is 6 months. First payment may be deferred up to 30 days; interest accrues during deferral. Offer available to existing AgFed members who are federal government employees affected by a government shutdown and have an established bi-weekly direct deposit of at least $400. No credit check required; other eligibility requirements may apply. Loan approval and funding are subject to program availability. AgFed reserves the right to modify or discontinue this program at any time. Example payment: $1,000 government shutdown loan with 6-month term at 6.49% APR = $169.85/month.
Loan amount cannot exceed the amount of two bi-weekly direct deposits, with a maximum loan amount of $6,000.