As soon as I began my federal government career I began depositing small amounts from my biweekly paycheck. Small amounts were all I was able to contribute but I soon realized these savings accumulated and enabled security and as time increased so did my feeling of empowerment. This empowerment led to credit security. Many refer to having a successful business is based on location, location, location. That was the case years ago in having the AgFed Credit Union office basically just minutes away from my office. But with the security and ease of online transactions available today with the AgFed Credit Union, it's easier than ever. Knowing if I need additional personal attention or have any questions about financial matters makes having the AgFed Credit Union extra comforting for it similar to having a close financial family - similar to having a rich Uncle. The AgFed Credit Union did become more of a family for I opened accounts for my children. They also learned through our shared accounts how to manage their money and saving small amounts of money over time grows and enables opportunities. I believe our family utilized AgFed Credit Union car loans for at least eight automobiles over the years. The ease and rates of loans we obtained from having AgFed Credit Union moved us down the road to our jobs, colleges, and family destinations. Those memories and experiences are so valuable it's hard to put into words. Years ago I retired and remained with AgFed Credit Union and have no reason to leave. And now, thank goodness I did, for having the AgFed Credit Union account became a blessing in 2020 giving me extra financial security during the Pandemic for our family experienced an unexpected emergency. Having an emergency fund allowed us to manage better during a time when venturing outside the home was jeopardizing not only our health but possible future.
When the holidays come around extra expenses like travel add up, AgFed has been there with a helping hand (and funds!). They make it possible for me to travel to see my family who live almost 1,000 miles away AND still provide presents for my children and those I want to show how much they mean to me. Barbara C. has always been the absolute best every time I have applied for personal and holiday fun loans. Just recently she was able to review my loan, get it submitted, approved, and the funds were in my account THE SAME DAY! Barbara, her coworkers, and Agfed's dedication to customer service and their members is why I continue to do business with this group.
When I really needed help with my Holiday Loan AgFed came through exceptionally fast and deferred my payments until I was able to get back on track. I just want to say thank you for all your help.
I researched home loan interest rates in many banks and credit unions. AgFed convinced me fast. AgFed has the best rates when it comes to home purchase and refinancing loans. I recently refinanced my home at 2.75% on a 15 year loan. Ever since I became a member, AgFed has been there for me. Today I was approved for a Home Line of Credit at 3.2%. Things just keep getting better. I referred AgFed credit union to my family and a few co- workers. For me and my family AgFed Credit Union is number 1.