As a member of the Agriculture Federal Credit Union since 2010, I am grateful for the many services and the ease of the application process. The online service has been updated and become quite user-friendly for members. I have benefitted on many occasions from the holiday and summer loans. The interest and monthly payments are affordable. Also, since moving across the country (Colorado) in 2017, I am still able to take advantage of the services offered.
Agriculture Federal Credit Union (AgFed) has been tremendous in my journey throughout my life. I remember when I was 17 walking to AgFed with my mom to open up my first bank account. I never knew how much AgFed would have an impact on my life. I was able to use AgFed as a building block to get started on managing my money correctly. I got my first secure credit card through AgFed to help me learn how to use money on credit cards and pay it back by the due dates each month. AgFed has taught me financial literacy. I even had an event at my church a few years ago on financial literacy and I was able to get 2 representatives from AgFed to come to speak at my event, which was amazing! To this day, I still use my AgFed account. I recently used AgFed’s Summer Splash loan this year due to financial hardships I had been facing the past month and it was a lifesaver, and did I mention it was NO CREDIT CHECK? Yes, no credit check at all. AgFed understands my financial needs and whenever I have an issue with my account, the representatives respond professionally and punctually to all of my requests. I am rocking with AgFed forever!
Our AgFed journey started in 1998 when we opened a joint checking and savings account. We added two Young Savers Club accounts and where thrilled when one of our young savers was selected as a winner of the 2001 Young Savers Club art calendar contest. When faced with an unplanned car purchase, we were relieved to easily secure a car loan. Over time a home equity loan made it possible to renovate our dated kitchen. Post retirement we were proud to open a new small business account. Now we are excited to have a former Young Saver Club art calendar contest winner looking for a first-time mortgage. As our family has grown, we are proud that AgFed has been part of our journey for 22 years.
I have been a member since 1989. That is 31 years. Probably older than many of the current members. I went through the last year of the 80s then the 90s, and now onto the 2000s. We survived the Y2K scare together. I remember when I joined the tellers were located in the Smithsonian Castle building. I got my first car new loan from AFCU. I purchased a new 1996 Nissan Sentra for $11,900 (price of a older used car today). My sons got their first Visa cards from AFCU. I use the savings account to save for my son's first car and family trips. AFCU has been great with providing a summer splash loan and an emergency loan during the current pandemic. Over the years I talked up AFCU. I have convinced my coworkers and family members to join. Thumbs up to AFCU. Here's to another 31 years.