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About Us FAQs
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About Us Questions

Questions & Answers

What is the Credit Union's routing number?

Our Routing Number is 254074057. 

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What is the Tax ID number for AgFed?

The Tax ID number for AgFed is 53-0176413.

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Where is the employment career opportunity information on your site?

The AgFed employment information is located on our home page under the Membership tab.

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What is the AgFed fax number?

The AgFed fax number is 202-479-3877.  You may find more information at the top of our home page under ‘Contact Us’ or click here.

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What are some advantages of being a member of a Credit Union?

Credit Unions exist solely for the purpose of meeting the financial needs of their member-owners.  To that end, credit unions not only provide outstanding personal service, but members often earn higher returns on their savings while paying lower rates for loans.  Each year, credit unions consistently outshine banks and S&Ls in the area of consumer/member satisfaction.

Credit Unions are based on a one-member, one-vote structure, thus giving members the power to direct Credit Union policy in an effort to meet member needs.  This structure is vastly different from the for-profit sector where stockholders vote according to the number of shares of stock they own.  Their non-profit status enables Credit Unions to operate at a lower cost than many for-profit institutions and helps them to offer competitive loan and savings rates.  For instance, Credit Unions usually charge lower interest on credit cards than most other providers and many Credit Unions charge no annual card fee. 

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Who owns a Credit Union?

Most financial institutions are owned by stockholders, who own a part of the institution and intend on making money from their investment.  A Credit Union doesn't operate in that manner.  Rather, each Credit Union member owns one ‘share’ of the organization.

The user of Credit Union services is also an owner and is even entitled to vote on important issues, such as the election of member representatives to serve on the Board of Directors. 

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Are you a full service financial institution?

Yes, we strive to add value to your membership with our products and services and meet all your financial goals. Our offerings include:

  • Share Savings
  • Share Draft Checking
  • Share Certificates
  • IRAs
  • Loans
  • Visa Credit Cards
  • Nationwide ATM Access
  • Online Account Access
  • And much more! 

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What is your mailing address?

Agriculture Federal Credit Union
P.O. Box 2225
Merrifield, VA 22116

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What are your hours?

At the top of the AgFed home page, click on ‘Locations and Hours’ or click here.

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How do credit unions differ from banks?

A Credit Union is not the same as a bank.  A bank is a commercial business established in order to make money for its stockholders.  A Credit Union is a not-for-profit cooperative established to meet the needs of its members.

All members have one vote each in the cooperative, regardless of how much or little money they have in their accounts.  Credit Unions are often able to provide financial services in a very cost effective manner.

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Can I join the Credit Union right now?

We would like to welcome you to join the Credit Union.  Click here to go the Membership section of the AgFed home page and select ‘Join Here’ to apply online.

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What are the holidays that the Credit Union is closed?

At the top of the AgFed home page, select ‘Locations and Hours’ and you will see a tab for our holiday schedule for this year or click here.

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How is a Credit Union governed?

A credit union receives its authority to operate by obtaining a federal or state charter. State chartered credit unions follow the regulations set by the State Credit Union Act; federally chartered ones fall under the Federal Credit Union Act.

Annual examinations and oversight are conducted by the supervisory agencies- the National Credit Union Administration for federal credit unions.

The operations of the credit union are overseen by a member elected volunteer Board of Directors.

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What is a Credit Union?

A credit union is a member-owned, not-for-profit cooperative financial institution, owned and operated by its members. These members, who are united by a common bond of association, democratically operate the credit union under state and federal regulations.

There are more than 9,000 credit unions in the United States, serving more than 70 million members.

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Where can I find a list of your branch phone numbers?

General Information:

Member Service            202-479-2270 or 800-368-3552

Audio Response Teller   202-488-3130 or 800-872-2328

24 Hr Loan By Phone     888-451-5626

You may apply for a loan, open an account and receive answers to questions 24 hours a day, seven days a week.

Main Branch:

phone:     202-479-2270     fax:     202-479-3877

Cafeteria Branch:

phone:     202-479-2270     fax:     202-479-3813

Smithsonian Branch:

phone:     202-357-2981     fax:     202-786-2318

Patriots Plaza Branch:

phone:     202-386-7296     fax:     202-386-7298

Riverdale Branch:

phone:     301-277-2295     fax:     301-277-4272

Park Center Branch:

phone:     703-578-2918     fax:     703-578-0177

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Who can become a member of the Credit Union?

We would like to welcome you to join the Credit Union!

Eligibility to join AgFed includes:

  • Anyone who lives, works, worships, or goes to school within the city of Washington, DC and their family members.
  • Employees, employee family members, and persons retired as pensioners or annuitants of our Select Employee Groups (SEGs) companies and organizations
  • Contractors who work with our Select Employee Groups (SEGs) companies, co-workers and family members.

Family members include your spouse, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren and stepsiblings.  Household members and domestic partners are also eligible to join and are defined as persons living in the same residence and who maintain a single economic unit; any person who is a permanent member of and participates in the maintenance of the household (Example: Two people sharing an apartment would be considered a household.  Immediate family members of each member in this household could also join.

You may see our current SEG list under the ‘Membership’ tab.

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How many branch locations do you have?

We currently have six AgFed branches and hundreds of service center locations around the country.   You may find many convenient locations to access your funds by searching for your city or zip code in the ATM/Branch Locator under 'Locations and Hours' at www.agfed.org or by clicking here.

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How do I join the Credit Union?

To join AgFed, you must open a regular share savings account with a deposit of just $5.00 and you're a member for life.  Select the option following that best suits your needs:

Via the Internet

Click 'Join Now' under the ‘Membership’ tab on our home page or click here.  With our Online Application process, you can become a member-owner of AgFed in about 10 minutes.  Once you are a member, you'll be able to take advantage of all of our benefits for life.

At a Branch

For a list of our branch hours and locations, click on ‘Locations and Hours’  on the AgFed home page or click here.

By Telephone

Contact our Member Service Department 24/7 at 202-479-2270 or 800-368-3552.  A representative will verify your eligibility and answer any questions about the application process.

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Why aren't Credit Unions insured by the Federal Deposit Insurance Corp. (FDIC), like banks and thrifts?

Member savings accounts at all federal Credit Unions are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA).  The fund is backed by the full faith and credit of the U.S. government.

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