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My Credit

Manage your credit health in one spot!

Your credit score and report are now available within AgFed's digital experience!

Log in to your account and look for My Credit. Knowing your credit standing is essential when you want to open a loan or credit card, and tracking changes can alert you to suspicious activity. My Credit gives you tools to help protect your credit health.

With My Credit you can:

View your score and report

Access your credit score and report in online banking.

Get helpful alerts

Stay on top of your credit with alerts when your score changes.

Track debt in one place

See open balances, monthly payments, and more—quickly and clearly.

Coming Soon

More features will be available soon. Keep an eye on the tool and this page for updates.

Frequently Asked Questions

Do I have to be a member to enroll in My Credit?

Yes, all AgFed members have to My Credit. You can enroll through Online or Mobile banking.

What credit score does My Credit provide?

The credit score is calculated based on the VantageScore® 3.0 model. Your VantageScore® 3.0 from TransUnion indicates your credit risk level and is not used by all lenders, some lenders may use a score that's different from your VantageScore® 3.0.

How often are the credit scores updated?

Your VantageScore® 3.0 score provided within My Credit is updated monthly.

Will using My Credit impact my credit score?

Enrolling in to My Credit and utilizing its tools will not negatively impact your score*

I don’t see My Credit in Online Banking or the Mobile App. What should I do?

You may have customized your dashboard. Select “Organize dashboard” and add My Credit from the available tools.

Does My Credit have any tools to protect my identity?

We are working on a Premium option with additional tools and features. More information will be available soon.

Disclosures

*Terms and conditions apply. Log in to your Online or Mobile banking to enroll and find out more. Credit score is calculated based on the VantageScore® 3.0 model. Your VantageScore® 3.0 from TransUnion indicates your credit risk level and is not used by all lenders; some lenders may use a score that's different from your VantageScore® 3.0. Learn more.

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