*APR = Annual Percentage Rate. The advertised 6.99% APR includes a 2.00% rate discount. The rate discount of 2.00% will be applied to the applicant’s qualified APR, based on creditworthiness. Final APR may vary. This promotional offer is valid only for personal loans between $500 and $2,500 with a 12-month repayment term. The estimated monthly payment for a $2,500 Personal Loan with a 12-month term at a rate of 6.99% APR is $216.31.

(1) To qualify for the rate discount, your application must be submitted between November 9, 2026 and December 4, 2026 and the loan must be disbursed by December 23, 2026. All loans are subject to credit approval. Certain restrictions and conditions may apply. Post-secondary education loans are not eligible. This offer cannot be combined with any other promotional offers. AgFed reserves the right to modify or discontinue this offer at any time without prior notice. Use promo code THANKS26 when applying.

(2)The borrower may elect to defer the first scheduled loan repayment for a period of up to 90 days from the date the loan is disbursed. Interest will accrue from the date the loan is funded. The original loan term will remain unchanged, and the deferred interest will be included in the remaining repayment schedule.