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End of Summer Savings Event

End of Summer Savings Event

Save on Your Next Auto Loan

Get a 0.50% rate discount2 plus up to 90 days with no payments3 on a new, used, or refinanced auto loan.

Limited-Time Auto Loan Offer

0.50% Rate Discount2
Up to 90 Days No Payments3

Make the most of our End of Summer Savings Event. From August 20 through September 8, 2026, receive a 0.50% rate discount2 on eligible new, used, and refinanced auto loans(2) and enjoy up to 90 days with no payments.3

  • 0.50% Rate Discount2
  • Up to 90 Days No Payments3
  • Eligible for qualifying new, used, and refinanced auto loans
  • Offer Ends September 8, 2026
Use Promo Code SUMMER26
Apply and Save

Find Your Next Vehicle

Browse available vehicles through our Auto Buying Center and shop with confidence.

Start Shopping

Considering refinancing? Estimate your potential monthly savings with our Auto Refinance Calculator.

Vehicle Loans

New Cars, Trucks, & Vans**

Model Year Loan Type Term APR (1) as low as
2025 - 2026 Fixed Up to 36 months 3.89% 
2025 - 2026 Fixed Up to 48 months 4.39% 
2025 - 2026 Fixed Up to 60 months 4.39% 
2025 - 2026 Fixed Up to 72 months 5.14%
2025 - 2026 Fixed Up to 84 months 5.64%

Example payment: The estimated monthly payment for a $20,000 new auto loan with a 60 month term at a rate of 4.39% APR is $371.93.

Used Cars, Trucks, & Vans**

Model Year Loan Type Term APR (1) as low as
2019 - 2024 Fixed Up to 36 months 4.49% 
2019 - 2024 Fixed Up to 48 months 4.99% 
2019 - 2024 Fixed Up to 60 months 4.99% 
2019 - 2024 Fixed Up to 72 months 5.74%
2019 - 2024 Fixed Up to 84 months 6.24%

Example payment: The estimated monthly payment for a $20,000 used auto loan with a 60 month term at a rate of 4.99% APR is $377.41.

Older Used Cars, Trucks, & Vans***

Model Year Loan Type Term APR (1) as low as
2018 or older Fixed Up to 36 months 5.49% 
2018 or older Fixed Up to 48 months 5.99% 
2018 or older Fixed Up to 60 months 5.99% 
2018 or older Fixed Up to 72 months 6.74%

Example payment: The estimated monthly payment for a $20,000 older used auto loan with a 60 month term at a rate of 5.99% APR is $386.65.

Disclosures

(1) APR is Annual Percentage Rate. AgFed reserves the right to change the published rate at any time without advance notice. Rate may vary as it is determined by an evaluation of credit, amount, term and other factors. Term is determined by loan amount. Actual rate may vary. All loans are subject to credit approval.

(2) To qualify for the rate discount, your application must be submitted between August 20, 2026, and September 8, 2026, and the loan must be disbursed by September 28, 2026. If refinancing, loan must be transferred from another financial institution. Rate discount offer of 0.50% will be applied based on the applicant's qualified rate. This is a limited-time offer. AgFed reserves the right to terminate or amend this offer at any time without notice. Certain restrictions and conditions may apply. This offer may not be combined with other offers. Use promo code SUMMER26 when applying.

(3) The borrower may elect to defer the first scheduled loan repayment for a period of up to 90 days from the date the loan is disbursed. To qualify, the loan amount must be at least $10,000 and the loan term must be a minimum of 24 months. No cash out. Interest will accrue from the date the loan is funded. The original loan term will remain unchanged, and the deferred interest will be included in the remaining repayment schedule.

** New vehicles are the two latest model years, currently 2025 and 2026. Used vehicles are currently 2019 model year to 2024. Minimum loan amount for a 72-month term is $25,000.00. Minimum loan amount for an 84-month term is $35,000.00.

*** Older used vehicles are 2018 model year and older. Financing is limited to $50,000.00 and loan terms cannot exceed 72 months. Financing for older used vehicles is available for up to 100% LTV.

 
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