Limited-Time Offer: 90 Days No Payments* + Rates as Low as 4.14% APR† (Includes 0.15% AutoPay Discount‡)
This back-to-school season, it’s the perfect time to upgrade your ride and your savings. For a limited time, enjoy 90 days no payments* and rates as low as 4.14% APR†, which includes a 0.15% AutoPay discount‡ when you set up automatic payments at booking. It’s a great time to lock in low rates and enjoy payment-free driving for 90 days on your new, used, or refinanced auto loan.
Offer valid August 1 – August 20, 2025
Browse our Auto Buying Center and shop with confidence.
Refinancing? Use our Auto Refinance Calculator to estimate your monthly savings.
*The borrower may elect to defer the first scheduled loan repayment for a period of 90 days from the date the loan is disbursed. To qualify, the loan amount must be at least $10,000 and the loan term must be a minimum of 24 months. No cash out. Interest will accrue from the date the loan is funded. The original loan term will remain unchanged, and the deferred interest will be included in the remaining repayment schedule.
†APR is Annual Percentage Rate. The advertised rate of 4.14% APR includes a 0.15% rate discount for setting up automatic payments at the time of loan origination. Rate discount will be applied based on the applicant's qualified rate. AgFed reserves the right to change the published rate at any time without advance notice. Actual rate may vary as it is determined by an evaluation of credit, amount, term and other factors. Term is determined by loan amount. All loans are subject to credit approval. Certain restrictions and conditions may apply. Example payment: The estimated monthly payment for a $20,000 new auto loan with a 36-month term at a rate of 4.14% APR is $XXX.
‡Auto loan rate discount of 0.15% is available when automatic payments are set up at the time of loan origination. Offer does not apply to AgFed internal refinances or previously funded auto loans. Rate discount offer of 0.15% will be applied based on the applicant's qualified rate. Discount must be requested during the application process and all required forms must be completed and at loan closing. Certain restrictions and conditions may apply. AgFed reserves the right to amend or withdraw this offer at anytime without prior notice.