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Reap the benefits of homeownership and use your equity to help make your home even more enjoyable.      

Apply for a Loan  ➤

From upgrading to your dream kitchen, consolidating debt or even paying for college expenses, AgFed has the borrowing solutions you need with our fixed rate Home Equity Loan or flexible Home Equity Line of Credit.  

Fixed Rate Home Equity Loans

  • Enjoy a fixed, low rate for life of the loan
  • Repayment terms up to 20 years
  • No closing costs(4)
  • One lump sum disbursement
  • Predictable monthly payments
  • Borrow up to 90% of your home’s value

Variable Rate Home Equity Line of Credit

  • Revolving line of credit with up to 7 years access with a 15 year repayment period
  • Variable rate as low as Prime Rate(3)
  • Easy access by writing a check or transfer funds using AgFed online banking
  • No interest charged until Line of Credit is used
  • No closing costs(4)
  • Borrow up to 90% of your home’s value

Discover your home’s equity and get the money you need!

Home Equity FAQs