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Celebrate the season with the Holiday Fun Loan!

AgFed's Holiday Fun Loan offers you $1,000 with no credit check*, a great fixed rate of 9.00% APR(1) and a repayment term of up to 6 months! Online applications only.


To qualify, you must:

  • Be an AgFed member for a minimum of one year
  • Be in good standing, with no delinquent AgFed accounts at the time of application
  • Have no more than 4 delinquencies on any previous Holiday/Summer Loan
  • Pay an application fee of $25(2)


(1) APR is Annual Percentage Rate. The published rate is effective 11/01/2022 and may change at any time without advance notice. Minimum and maximum loan amount is $1,000.00. The estimated monthly payment for a $1,000 Holiday Fun loan with a 6 month term at a rate of 9.00% APR is $171.08.

(2) A non-refundable application fee of $25.00 is collected regardless of whether the application is approved or not. This is to cover the actual costs of processing. 

*No credit check is required, however the loan payment history will be reported. Member must meet all requirements to qualify. To qualify an applicant must be an AgFed member for a minimum of 1 year, in good standing, with no delinquent AgFed accounts and no more than four (4) delinquencies on any previous Holiday Fun/Summer Splash Loan. Maximum loan amount is $1,000.00. Only one Holiday Fun/Summer Splash Loan may be issued at any time, per member or membership. If there is an outstanding balance on a previous Holiday Fun/Summer Splash Loan, the balance will be deducted from the new loan amount to not exceed $1,000.00. This is a limited time offer. AgFed reserves the right to terminate this promotion at any time without notice. Certain restrictions and conditions may apply.