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Get Financially Fit!

Great Ways to Get Financially Fit: Helping You Spend Wisely

As Your Partner for Life...We've Got These for You:

Simple Pay-Off:  Pay off other higher rate credit cards with an AgFed Visa® Credit Card! Take advantage of our balance transfer special offered at a rate of 2.99% APR* for 12 months. To find the right Visa® credit card for you, click here

Smart Home Equity Option: Use the equity in your home for major expenses like home improvements or college costs! Whether it's a fixed rate Home Equity loan with a rate as low as 3.74% APR** or a Home Equity Line of Credit with a rate as low as 3.75% APR***, AgFed's got you covered! Learn more here

Solution to Manage Debt:  See if an AgFed Debt Consolidation Loan can help you make more of your money. Learn more about our Personal loans here.

 

Ready to Start Your Financial Fitness?

To apply now, click here or call our 24/7 Loans-by-Phone at (888) 451-LOAN (5626).

Other questions? Call our 24/7 Member Service (202) 479-2270 or (800) 368-3552

 

*APR is Annual Percentage Rate. Promotional rate is effective as of 03/01/2017 and may change at any time without advance notice. Rate quoted is for balance transfers from non- AgFed accounts only. Balance transfer rate applicable for 12 months from the first qualifying transaction. Rate will revert to the VISA Platinum rate at the time after 12 months. Limited time offer. AgFed reserves the right to withdraw this offer at any time without prior notice.
** APR is Annual Percentage Rate. Rates are subject to change without notice. Rate is effective as of 03/01/2017. Rate may vary as it is determined by an evaluation of credit, term, Loan-to-Value (LTV) and other factors. The estimated monthly payment for a $20,000 home equity loan, of up to 80% LTV with a 120 month term at a rate of 4.24% APR is $204.77. Minimum loan amount is $10,000. Maximum loan amount for up to 80% LTV is $250,000. Maximum loan amount for up to 90% LTV is $150,000. Collateral used in a Home Equity loan must be occupied as the primary residence of the applicants. Not everyone will qualify. Please consult with your tax advisor for your eligibility.
*** APR is Annual Percentage Rate. APR is based on the Prime Rate published in the Wall Street Journal plus or minus a margin and based on evaluation of credit. Prime Rate is 3.75% effective as of 03/01/2017. Your actual APR will be disclosed at the time of credit approval. Rate may vary as it is determined by an evaluation of credit, term, Loan-to-Value (LTV) and other factors. All loans are subject to credit approval and evaluation of collateral. AgFed reserves the right to change the published rate at any time without advance notice. Minimum loan amount is $10,000. Maximum loan amount for up to 80% LTV is $250,000. Maximum loan amount for up to 90% LTV is $150,000. Collateral used in a Home Equity line of credit must be occupied as the primary residence of the applicants.
All mortgage requests that are in first position must have an escrow account in order for the remittance of taxes and insurance. Property must be located in the continental U.S. or the District of Columbia, excluding HI, NY or TX. Not all properties will qualify as collateral.
All loans are subject to credit approval. Certain restrictions and conditions may apply. Not all applicants will qualify for the lowest rate.
AgFed currently waives the closing costs at loan origination, which is a conditional benefit being provided to you. The collection and recovery of these conditionally waived costs would only occur upon closure of the loan within 2 years of the origination.
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