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Instant Deposit


Get instant credit for your check deposits!

Got a check and need the money right away? Now you can receive credit instantly for checks you deposit through the mail using our "Instant Deposit" service.

How it works:

  • Register your check deposit of up to $1,500.00 in Online Banking
  • Endorse your check
  • Mail your check along with the deposit confirmation using the special envelopes we provided within 10 business days.

You'll receive an instant credit for the amount of your check, up to $1,500 and we will update your check’s status as received when you deposit has been received.

Who qualifies for Instant Deposit?

Any AgFed member who meets the following set of criteria can use this great service:

  • You must be a registered Online Banking user.
  • At least 18 years of age or older.
  • Hold a Share Draft Checking Account without any non-sufficient funds notices over the past six months.
  • Either have a loan in good standing OR have Payroll Deduction/Direct Deposit.
  • Credit Authorization Required.
  • Must be a member for a minimum of 12 months.

Instant Deposit FAQs

How to apply:

Visit our "Instant Deposits" page located under the "Accounts" tab within Online Banking. After you apply and accept our terms and conditions, your application will be reviewed. We will send you confirmation via our secured Communication Center within two business day.

Out of Instant Deposit Envelopes?  If you are out of envelopes, you can still mail your deposits to AgFed in a plain envelope to our main address:

AgFed Credit Union
P.O. Box 2225
Merrifield, VA 22116
Attn: Instant Deposit 
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